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Ali1
Mommy
Member since 8/05 3116 total posts
Name:
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Anyone Having Their Homeowners Insurance Not Being Renewed???
I am so mad right now. We got a letter in the mail from All State saying they are not renewing our homeowners insurance due to every excuse in the book.... Katrina, the high probability that a hurricane is going to hit LI, Elliot Spitzer's administration. They place the blame on everything but themselves. I am livid now...we have auto and umbrella policies with them.
I saw in a thread awhile back that it seems Travelers is doing the same.
We want to switch them all over to a new insurance company. Can anyone recommend one they are using and if they have good rates.
Thanks!
Just another reason I want to move off LI....it's getting ridiculous to live here.
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Posted 4/11/08 2:38 PM  |
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lulugrrl
My 3 Blessings
Member since 3/06 6551 total posts
Name:
L
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
I went through a broker, the best rates and coverage for me is through Adirondack insurance. I did a package home/car/umbrella.
The hurricane deductible suxx 5% but I founf that with most companies I priced out unless I wanted to pay a super high premium.
Any chance your father or grandfather was in the military? There are very good plans for families of military personnell.
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| Posted 4/11/08 2:55 PM |
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Ali1
Mommy
Member since 8/05 3116 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
Posted by lulugrrl
I went through a broker, the best rates and coverage for me is through Adirondack insurance. I did a package home/car/umbrella.
The hurricane deductible suxx 5% but I founf that with most companies I priced out unless I wanted to pay a super high premium.
Any chance your father or grandfather was in the military? There are very good plans for families of military personnell.
My grandfather was in the military for a long time. He's passed on though....is that an issue? I never knew that I could get a plan by him.
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| Posted 4/11/08 2:57 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
I can help..if interested fm me.
Many can vouch for me on here. 
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| Posted 4/11/08 2:59 PM |
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lulugrrl
My 3 Blessings
Member since 3/06 6551 total posts
Name:
L
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
I didn't know about this until just the other day. From what I understand you should be eligible, but give them a call and find out.
usaa
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| Posted 4/11/08 2:59 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
yep, that's happening a lot!
I work for State Farm - in the process of becoming a LIF VENDOR! wooohoooo!
FM me if you wanna give it a shot!
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| Posted 4/11/08 3:39 PM |
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Chrisnamy
Summer is coming soon
Member since 1/07 3991 total posts
Name:
Amy
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
That Happened to us last year!
We have Kemper now....its ok!
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| Posted 4/11/08 3:50 PM |
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Sweets13
Bella Bambini
Member since 5/05 9300 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
I have State Farm..
thanks to Smileyd17 who has helped many on this site! They have been GREAT!!!
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| Posted 4/11/08 4:00 PM |
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Theresa05
Sofialiciciousssssssssssss
Member since 10/06 4891 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
Posted by Sweets13
I have State Farm..
thanks to Smileyd17 who has helped many on this site! They have been GREAT!!!
Go DEB... she always helps everyone you know..
Use DEB she will hook you up!
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| Posted 4/11/08 4:08 PM |
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skew
LIF Adult
Member since 5/05 6794 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
cal your agent.
i received the non-renewal letter from travelers but called my agent and she said they will renew but at a higher rate. she said she will shop around for me and send me a list of all the rates so that i can decide if i want to renew with them or go with someone else.
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| Posted 4/11/08 4:13 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
Posted by Shorty
yep, that's happening a lot!
I work for State Farm - in the process of becoming a LIF VENDOR! wooohoooo!
FM me if you wanna give it a shot!
Agent Shorty to the rescue!
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| Posted 4/11/08 4:20 PM |
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curley999
Family!
Member since 5/05 2314 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
All State dropped a lot of people over the past year. We found an even lower rate with Liberty Mutual
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| Posted 4/11/08 5:27 PM |
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Blazesyth
*yawn*
Member since 5/05 8129 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
We wil be dropped in July. Our agent called us and warned us a couple of weeks ago, they get the notices first. She said that at their agency alone they're dropping at least 10 policies a month.
She's given us a quote from Tri State Consumer, they're based on Long Island. The prices are very close.
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| Posted 4/11/08 9:48 PM |
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MommyofG
just the girls
Member since 5/05 9461 total posts
Name:
Janice
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
are you guys on the south or north shore?
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| Posted 4/12/08 9:58 PM |
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Jackie24
~We Did it~
Member since 7/06 6718 total posts
Name:
Jackie
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
thats terrible! as if its not hard enough to get by.....my aunt is having a terrible time in florida....paying 8k per year 
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| Posted 4/12/08 10:31 PM |
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Elizabeth
Mom of Three
Member since 9/05 7900 total posts
Name:
"MOMMY!!!"
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
We were dropped by Allstate 2 years ago. I know they had a huge market share on LI and were obviously trying to cover themselves bc of LI being such an area of concern as far as hurricanes. They said they were dropping people who didn't have their car insurance with them first.  Whatever! We hooked up with State Farm and have had no problems. It was comparably priced.
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| Posted 4/12/08 11:01 PM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
Posted by lulugrrl
I didn't know about this until just the other day. From what I understand you should be eligible, but give them a call and find out.
usaa
I don't think you'd be eligible for USAA. I can get insurance through them b/c my dad was active duty military, but my children will not be able to unless they enlist themselves or marry someone who is eligible.
Anyone can use USAA banking services, that might be where the confusion lies.
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| Posted 4/12/08 11:04 PM |
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Faithx2
All good things in 2016!!
Member since 8/05 20181 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
Posted by MommyofG
are you guys on the south or north shore?
south
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| Posted 4/13/08 6:56 AM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
We have State Farm - they renewed us in December. I heart State Farm!
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| Posted 4/13/08 10:09 AM |
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LadyH
April Baby Girl is Here!
Member since 12/07 1077 total posts
Name:
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Re: Anyone Having Their Homeowners Insurance Not Being Renewed???
Posted by Chrisnamy
That Happened to us last year!
We have Kemper now....its ok!
Thats funny - Kemper just dropped us! They rezoned where we live and that was that.
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| Posted 4/13/08 11:42 AM |
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