If you have Geico Insurance and are married

Is your SO required to be on your policy too?????I am really PO with this insurance company

Re: If you have Geico Insurance and are married

Yes.

I have my own policy for my car separately and Geico makes me be on DH's as well. Although, they SAY that it doesn't make a difference in price, but I don't know if that is true.

Re: If you have Geico Insurance and are married

hmmm i had it when i got married, but i dont think i had to add him.

i dropped it though, b/c we got a significantly better rate through DHs insurance

Re: If you have Geico Insurance and are married

Well they just told me that they will drop me if I don't add him but they couldn't tell me if they rate would go up...my rate just went up because I am living in a different area

Re: If you have Geico Insurance and are married

yes Dh and i just got Geico last year.

Re: If you have Geico Insurance and are married

Yes, we are on the married plan now,it saved us alot of $$$ suprisingly, it worked out better for us!!

Re: If you have Geico Insurance and are married

My Dh has no interest in them....and when I told them that all of a sudden they were like well he must be added or else

Re: If you have Geico Insurance and are married

If you send them proff of his won insurnace then you shouldn't have to pay for him

Re: If you have Geico Insurance and are married

A friend of mine works at Geico, and from the stories he tells me I *think* this is one of their policies.

Reason being they have no way of knowing if he is going to drive your car, so even if he has his own insurance on his own car he wont be insured if he drives your car (I think?)

Re: If you have Geico Insurance and are married

Posted by beautyq115

Is your SO required to be on your policy too?????I am really PO with this insurance company

Re: If you have Geico Insurance and are married

This has been insurance company policy for a long time, at least since I worked at a broker back in 1990.

Anyone who lives at your address with a license can be put on your policy unless they prove that they have their own insurance and their own vehicle.

Even then, I think they can still be put on as an occasional operator - this part I'm not sure about.

But if a married couple has one car, they are going to put both of you on the policy if they find out. And they could even make the person with the worst driving record the primary operator which is more $ than an occasional operator.

Re: If you have Geico Insurance and are married

hmmm i was married for a year without having him on it i hadn't called to change my name though, so they didn't know i was married.

then he wanted on the plan, and as a couple the rate went down quite a bit.

Re: If you have Geico Insurance and are married

Yes, I have geico. I had to put my dh on my insurance too. He has his own insurance with another company but his name appears on my policy.

Re: If you have Geico Insurance and are married

yes, but its good because your premium goes down when youre married

Re: If you have Geico Insurance and are married

Kath-

We have Geico and I had to add John to my policy, even though he was already a Geico customer. Doing this saved us $$$ since I had the better policy.

Re: If you have Geico Insurance and are married

Yes. DH had to go on my policy even though he doesn't have a car insured under Geico (my truck is). DH is covered for any car he drives through his dealership's insurance, yet the Geico rep told us that since he is a licensed driver at my household, he could technically drive my vehicle and they put him on the policy. Whatever. It was the cheapest insurance for us.

Re: If you have Geico Insurance and are married

Posted by beautyq115

Well they just told me that they will drop me if I don't add him but they couldn't tell me if they rate would go up...my rate just went up because I am living in a different area

Re: If you have Geico Insurance and are married

Re: If you have Geico Insurance and are married

techincally, anybody living in a household (of age of driving) is supposed to be listed on the policy.

Policy should decrease since they think people are married, they have more of a responsiblity to getting home safe, etc...

Message edited 1/12/2007 7:57:12 AM.

Re: If you have Geico Insurance and are married

Hmmm - I have Geico but I never changed my name with them. (Still haven't changed it on my license, SS, etc -- don't know if I ever will but that is another issue).

Anyway, I don't think they know I got married... they just think I moved

Re: If you have Geico Insurance and are married

He had to be added as a driver so its on record. I'm not sure it changed the price though. This was a few years ago.

Re: If you have Geico Insurance and are married

Re: If you have Geico Insurance and are married

Be careful though - even if there's a discount for putting hubby on the policy, they're going to run his MVR report and possibly his credit report. If he has accidents, tickets, or bad credit, it might hurt you too.

They don't go seeking out who's at your address most of the time until something changes. Address, name, if there's a claim, etc.

Re: If you have Geico Insurance and are married

hmm, i have geico, but i havent even called to change my last name yet. DH actually works for an insurance co, so i am going to be switching to his policy anyway

Re: If you have Geico Insurance and are married

Posted by beautyq115

Well they just told me that they will drop me if I don't add him but they couldn't tell me if they rate would go up...my rate just went up because I am living in a different area