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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
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CD rates at banks
does anyone know of a "special offer" from a bank, like a high interest rate for new customers?
ty!
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Posted 11/1/06 10:37 AM  |
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Long Island Weddings
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oneday
<3
Member since 5/05 4319 total posts
Name:
Pam
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Re: CD rates at banks
I think that HSBC had one listed (I was looking into the online savings so I wasn't paying that much attention) but I think it said something like 5.25% on a 9 month CD. (Like I said, I could be wrong.)
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| Posted 11/1/06 10:39 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: CD rates at banks
Posted by oneday
I think that HSBC had one listed (I was looking into the online savings so I wasn't paying that much attention) but I think it said something like 5.25% on a 9 month CD. (Like I said, I could be wrong.)
thanks... that isn't that high though (IMO). that's not much higher than what I get on my savings acct.
anyone else?
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| Posted 11/1/06 10:40 AM |
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LuckySV
LIF Adult
Member since 10/05 4675 total posts
Name:
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Re: CD rates at banks
I've been looking for CD rates also and I haven't found any that offer anything much higher than my savings right now. My credit union was doing a special (6%). Do you belong to a credit union? Maybe you would be able to get a special through them. But as far as the local banks and even the online banks I haven't seen anything impressive.
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| Posted 11/1/06 10:42 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: CD rates at banks
Posted by npbride
I've been looking for CD rates also and I haven't found any that offer anything much higher than my savings right now. My credit union was doing a special (6%). Do you belong to a credit union? Maybe you would be able to get a special through them. But as far as the local banks and even the online banks I haven't seen anything impressive.
nope, don't belong to a credit union... 6% is good though.
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| Posted 11/1/06 10:43 AM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: CD rates at banks
Posted by SweetestOfPeas
Posted by oneday
I think that HSBC had one listed (I was looking into the online savings so I wasn't paying that much attention) but I think it said something like 5.25% on a 9 month CD. (Like I said, I could be wrong.)
thanks... that isn't that high though (IMO). that's not much higher than what I get on my savings acct.
anyone else?
Contact june262004, she works at Wamu and they always have specials on their CDs.
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| Posted 11/1/06 10:43 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: CD rates at banks
Posted by charon54
Posted by SweetestOfPeas
Posted by oneday
I think that HSBC had one listed (I was looking into the online savings so I wasn't paying that much attention) but I think it said something like 5.25% on a 9 month CD. (Like I said, I could be wrong.)
thanks... that isn't that high though (IMO). that's not much higher than what I get on my savings acct.
anyone else?
Contact june262004, she works at Wamu and they always have specials on their CDs.
I would... but she works at my current bank... so I wouldn't get any new customer rates. thanks though 
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| Posted 11/1/06 10:44 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: CD rates at banks
You may be better off looking into money markets or money market CDs. Schwab has some nice programs.
CDs right now are paying very close to what high yield savings accounts are paying. After the taxes on interest you are only getting about 2.8% of your interest if you are earning 5%. You are not even beating inflation.
Monkey market funds are good too. Some are earning 6-10%, but these are not FDIC insured and carry some risk.
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| Posted 11/1/06 10:50 AM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: CD rates at banks
Posted by SweetestOfPeas
Posted by charon54
Posted by SweetestOfPeas
Posted by oneday
I think that HSBC had one listed (I was looking into the online savings so I wasn't paying that much attention) but I think it said something like 5.25% on a 9 month CD. (Like I said, I could be wrong.)
thanks... that isn't that high though (IMO). that's not much higher than what I get on my savings acct.
anyone else?
Contact june262004, she works at Wamu and they always have specials on their CDs.
I would... but she works at my current bank... so I wouldn't get any new customer rates. thanks though
No problem, though you may want to ask, maybe they have a different type of account that pays better interest. My DH is her manager, he could help also.
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| Posted 11/1/06 10:53 AM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: CD rates at banks
you have FM
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| Posted 11/1/06 11:20 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: CD rates at banks
Posted by Blu-ize
Monkey market funds are good too. Some are earning 6-10%, but these are not FDIC insured and carry some risk.
it HAS to be FDIC insured!! I won't do it otherwise
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| Posted 11/1/06 12:28 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: CD rates at banks
Posted by charon54
Posted by SweetestOfPeas
Posted by charon54
Posted by SweetestOfPeas
Posted by oneday
I think that HSBC had one listed (I was looking into the online savings so I wasn't paying that much attention) but I think it said something like 5.25% on a 9 month CD. (Like I said, I could be wrong.)
thanks... that isn't that high though (IMO). that's not much higher than what I get on my savings acct.
anyone else?
Contact june262004, she works at Wamu and they always have specials on their CDs.
I would... but she works at my current bank... so I wouldn't get any new customer rates. thanks though
No problem, though you may want to ask, maybe they have a different type of account that pays better interest. My DH is her manager, he could help also.
thanks, I will ask her
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| Posted 11/1/06 12:28 PM |
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