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Empire NYSHIP

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lvb626
LIF Adolescent

Member since 12/11

705 total posts

Name:

Empire NYSHIP

Does anyone have this plan?
I have been getting so many lab bills for all the blood work and screening that needs(ed) to be done. I thought any normal testing was covered 100%? I need to call them

Just got a lab bill for $86. Paid 3 other $20 bills and a $40. Not sure if this is normal. With DD I had a different ins plan but didnt pay a penny out of pocket for anything.

Posted 10/14/16 5:35 PM
 
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MrsT809
LIF Adult

Member since 9/09

12167 total posts

Name:

Empire NYSHIP

I paid $20 for any ultra sound and that was about it. Maybe blood work also had a copay. I don't remember paying for anything else. Never paid a dime for either delivery or any of dd's nicu stay.

Posted 10/14/16 7:31 PM
 

muffaboo
LIF Adult

Member since 12/10

3797 total posts

Name:

Re: Empire NYSHIP

I'm pretty sure I did. I always have a copay whenever a lab is used, like blood work for physicals, DD's allergy testing, etc.

Posted 10/14/16 8:22 PM
 

Tinyswife
My family is complete

Member since 4/07

1819 total posts

Name:
Cathleen

Re: Empire NYSHIP

Always a co pay for a lab...I also paid a co-pay for my sono's as there where done by Madonna not my dr's office.

Posted 10/21/16 2:25 PM
 

BabyM416
LIF Infant

Member since 8/15

159 total posts

Name:

Empire NYSHIP

I had copays for sonograms, and also lab bills that came. Also be wary of getting any genetic testing like panorama, etc. they do not cover that anymore. (even if you are 35)

Posted 10/21/16 2:42 PM
 

dancerlife
LIF Zygote

Member since 4/15

32 total posts

Name:

Empire NYSHIP

We have a high deductible insurance plan - DH's employer is "encouraging" it by charging through the roof for more comprehensive coverage - so no copays at dr office (which i find weird) but bloodwork and sonograms "not covered". So far we have been billed about $700 total for bloodwork and other expenses. Haven't received sono bills yet but have had two and I'Ve heard they are $250 a pop. Still beats paying $1300 every month for health insurance. We did anticipate medical bills but it still stinks to get them. Wish there was a better way with health insurance in this country.

How does panorama testing work? What week do you receive it and is it bloodwork? Thanks

Posted 10/22/16 9:07 PM
 

dancerlife
LIF Zygote

Member since 4/15

32 total posts

Name:

Empire NYSHIP

We have a high deductible insurance plan - DH's employer is "encouraging" it by charging through the roof for more comprehensive coverage - so no copays at dr office (which i find weird) but bloodwork and sonograms "not covered". So far we have been billed about $700 total for bloodwork and other expenses. Haven't received sono bills yet but have had two and I'Ve heard they are $250 a pop. Still beats paying $1300 every month for health insurance. We did anticipate medical bills but it still stinks to get them. Wish there was a better way with health insurance in this country.

How does panorama testing work? What week do you receive it and is it bloodwork? Thanks

Posted 10/22/16 9:07 PM
 

FirstMate
My lil cowboy

Member since 10/10

7786 total posts

Name:

Re: Empire NYSHIP

Im still paying lab bills. I got them for all labwork.

Posted 10/25/16 8:56 PM
 
 

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