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MrsMerlot
Unconditional Love
Member since 4/06 6005 total posts
Name:
Chrissy
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Cashing Personal Checks
I have a checking account with Chase & Commerce....can I cash a HSBC personal check at an HSBC branch w/out having a checking account there?
I got a "shady" looking personal check from someone...and I didn't want to risk having to pay a $30 surcharge if it bounces...
TIA
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Posted 10/9/06 3:15 PM  |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Cashing Personal Checks
I would call your nearest HSBC branch and ask for their policy.
Some banks will do it (making sure you have proper ID) but others wont.
eta: You could aslo call HSBC and ask them if they can verify the funds on the check - they wont tell you how much $$ is in the account, but they will tell you if it is good at present.
Message edited 10/9/2006 3:17:23 PM.
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| Posted 10/9/06 3:16 PM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: Cashing Personal Checks
Hmmm.. I'm not sure, I don't think so. But I remember years ago, when I worked at a car rental company (and I mean YEARS ago), if someone gave us a deposit by check, we would be able to call the bank to make sure there were funds available to cover the check
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| Posted 10/9/06 3:17 PM |
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Gertyrae
Peace out Homies!
Member since 5/05 20046 total posts
Name:
Gerty ®
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Re: Cashing Personal Checks
Go to the bank - if the check is from an HSBC bank they will verify the funds and cash it there for you. I did this a few times when I got shady checks.
As another poster said, they won't tell you what is in the account, but they will tell you if the check is clear. Otherwise, you could get stuck with all kinds of bouncing fees.
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| Posted 10/10/06 12:09 AM |
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MrsMerlot
Unconditional Love
Member since 4/06 6005 total posts
Name:
Chrissy
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Re: Cashing Personal Checks
Posted by Gertyrae
Go to the bank - if the check is from an HSBC bank they will verify the funds and cash it there for you. I did this a few times when I got shady checks.
As another poster said, they won't tell you what is in the account, but they will tell you if the check is clear. Otherwise, you could get stuck with all kinds of bouncing fees.
Thank You. 
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| Posted 10/10/06 6:41 AM |
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ElliesDad
LIF Zygote
Member since 8/06 33 total posts
Name:
Scott
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Re: Cashing Personal Checks
I know that Chase won't cash a check for you if you don't have an account there...even if its their check!
Not sure about HSBC though.
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| Posted 10/10/06 8:00 AM |
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bklyngirl
COULD THIS BE MY YEAR??
Member since 6/05 15758 total posts
Name:
Gail
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Re: Cashing Personal Checks
i think u co uld only cash the check if u have an account with hsbc
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| Posted 10/10/06 8:15 AM |
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