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any way to do this?
any free but legitimate way to see my credit score?
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Posted 9/5/15 9:29 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
RainyDay
LIF Adult
Member since 6/15 3999 total posts
Name:
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any way to do this?
I believe its freecreditscore.com.
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| Posted 9/5/15 10:01 PM |
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LadyS
LIF Toddler
Member since 8/11 382 total posts
Name:
Vicki S
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any way to do this?
Annualcreditreport.com it's run by the 3 main reporting industries and is the only site the government recommends
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| Posted 9/5/15 10:01 PM |
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Re: any way to do this?
Posted by LadyS
Annualcreditreport.com it's run by the 3 main reporting industries and is the only site the government recommends
yes, but this website is only a credit report and does not show your credit score, at least not for free.
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| Posted 9/5/15 10:19 PM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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any way to do this?
Also check your bank accounts
My bank gives me mine for free It's equifax. I barely remember but like once a year I check it.
Citi
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| Posted 9/5/15 10:34 PM |
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MaZz
* Lovin my baby girl!!! *
Member since 2/09 6243 total posts
Name:
Gina
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any way to do this?
If you get a discover cc, they provide it for free every month.
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| Posted 9/5/15 11:05 PM |
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luckysmom
Yes it is! Going as planned:)
Member since 6/07 5339 total posts
Name:
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Re: any way to do this?
Posted by MaZz
If you get a discover cc, they provide it for free every month.
So does capital one if you have a CC.
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| Posted 9/5/15 11:27 PM |
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Epeebes
Easy Peasy!
Member since 11/07 1428 total posts
Name:
Epeebes
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any way to do this?
CreditKarma.com. Completely free!
Capital one has a credit tracker I like better if you have their cc.
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| Posted 9/6/15 1:09 AM |
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pjt212301
LIF Adult
Member since 7/12 1215 total posts
Name:
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any way to do this?
Credit karma or credit sesame
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| Posted 9/6/15 7:29 AM |
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LadyS
LIF Toddler
Member since 8/11 382 total posts
Name:
Vicki S
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Re: any way to do this?
Posted by BaysideForever
Posted by LadyS
Annualcreditreport.com it's run by the 3 main reporting industries and is the only site the government recommends
yes, but this website is only a credit report and does not show your credit score, at least not for free.
Sorry, misread! credit karma is definitely legit, if you don't have a credit card or bank that provides it for free
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| Posted 9/6/15 7:37 AM |
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any way to do this?
Credit karma
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| Posted 9/6/15 10:24 PM |
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WonderLady
LIF Infant
Member since 1/15 355 total posts
Name:
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Re: any way to do this?
Posted by Epeebes
CreditKarma.com. Completely free!
Capital one has a credit tracker I like better if you have their cc.
The capital one tracker is very far off from my actual FICO score. I don't know what's up with it, but I don't trust it anymore.
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| Posted 9/6/15 11:02 PM |
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MamaMama
LIF Infant
Member since 7/15 65 total posts
Name:
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any way to do this?
My bank fico score was also very different from my credit score that I paid to obtain from the bureaus. I wish the bank one was right, it is like 60 points higher! Not sure why.
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| Posted 9/7/15 7:04 AM |
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wakemeup
Member since 10/13 1397 total posts
Name:
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Re: any way to do this?
Credit karma
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| Posted 9/7/15 8:23 AM |
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hmm
Sweet
Member since 1/14 8016 total posts
Name:
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any way to do this?
you can always pay for from one of the three credit unions, but I believe every time you check it lowers your score.
I did not know banks will do it for free
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| Posted 9/7/15 10:46 AM |
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BabyLove08
Love her!
Member since 2/08 3673 total posts
Name:
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any way to do this?
Credit Karma is definitely not accurate with your credit score. It is way off on mine and my husband's score showing much lower than it is.
I know for a fact it's wrong because we just had our scores checked elsewhere recently.
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| Posted 9/7/15 3:59 PM |
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Shroggie
Don't Worry...Be Happy
Member since 5/06 6261 total posts
Name:
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Re: any way to do this?
Posted by hmm
you can always pay for from one of the three credit unions, but I believe every time you check it lowers your score.
I did not know banks will do it for free
When you request your score/report from any of the 3 bureaus on your own (not applying for something) it will not lower or affect your score.
You should do it about every 6-12 months. I do annualcreditreport.com once a year since it's free (not the score, but that's not necessary).
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| Posted 9/7/15 5:35 PM |
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Shroggie
Don't Worry...Be Happy
Member since 5/06 6261 total posts
Name:
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Re: any way to do this?
Posted by BabyLove08
Credit Karma is definitely not accurate with your credit score. It is way off on mine and my husband's score showing much lower than it is.
I know for a fact it's wrong because we just had our scores checked elsewhere recently.
Your credit score will be different depending on how it's pulled. All 3 bureaus won't have the same score bc they may have different trades listed. Also, your score when you apply for say a mortgage or car loan will be different than it is if you were to check on your own using one of those sites. They look at different scoring models and have different calculations.
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| Posted 9/7/15 5:38 PM |
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Paramount
Sweet!
Member since 7/12 4289 total posts
Name:
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any way to do this?
Credit karma is what they call a "fako" score. Still not real. Or, not really accurate.
If you google coupon codes for myficoscore you can get all 3 for $25.
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| Posted 9/7/15 7:25 PM |
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hmm
Sweet
Member since 1/14 8016 total posts
Name:
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Re: any way to do this?
Posted by Shroggie
Posted by hmm
you can always pay for from one of the three credit unions, but I believe every time you check it lowers your score.
I did not know banks will do it for free
When you request your score/report from any of the 3 bureaus on your own (not applying for something) it will not lower or affect your score.
You should do it about every 6-12 months. I do annualcreditreport.com once a year since it's free (not the score, but that's not necessary).
I thought it always affect the score. I should pay the $7.00 and get.
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| Posted 9/7/15 8:39 PM |
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Ian&EmmesMommy23
My family is complete!
Member since 11/08 12970 total posts
Name:
Diana
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Re: any way to do this?
so CC listed my credit score almost 60 pts lower than credit karma. wtf??
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| Posted 9/7/15 8:58 PM |
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hmm
Sweet
Member since 1/14 8016 total posts
Name:
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Re: any way to do this?
Posted by Ian&EmmesMommy23
so CC listed my credit score almost 60 pts lower than credit karma. wtf??
ugh, bc I think its really all B#ll ShIt.
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| Posted 9/7/15 9:23 PM |
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Shroggie
Don't Worry...Be Happy
Member since 5/06 6261 total posts
Name:
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Re: any way to do this?
Posted by hmm
Posted by Ian&EmmesMommy23
so CC listed my credit score almost 60 pts lower than credit karma. wtf??
ugh, bc I think its really all B#ll ShIt.
That's bc they all use different scoring models. I would just be more concerned about the content of the report than the score. Just make sure everything's accurate with no late payments/maxed out lines and you should be fine.
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| Posted 9/8/15 3:12 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: any way to do this?
The big 3 do not release their scoring models. Credit Karma and others are just algorithims based on what they think the big 3 score on. That is why they can be very different
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| Posted 9/8/15 5:52 PM |
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