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Getting back on track

Posted By Message

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Getting back on track

I feel like we've been spending money like crazy this year.

And I admit, most of it was on things we don't need.

Determined to get back on track though.

I'm planning to pay our credit card off by the end of the month.

Keep some $$ in an emergency savings.

Anyone else get off track big time this year?


Posted 7/10/15 8:31 AM
 

MrsB12614
LIF Adult

Member since 4/14

1986 total posts

Name:
Mrs

Getting back on track

Month of June was a nightmare for us.... 3 car repairs totaling $1300 and another $800 on stuff we shouldn't have spent money on... Made me so angry. We have 2 months left on our lease and either need to find a house before then or extend the lease- need to cut back a ton!!

Posted 7/10/15 4:44 PM
 

Mags1227
Just a mommy ...

Member since 10/10

2665 total posts

Name:
M

Re: Getting back on track

not the whole year, but certain months I feel completely off track.

summer seems especially hard!

most of it is my fault. when work gets stressful, i go out to lunch and spend money on food even when i bring something from home.

planning on getting back on track come august. will be paying off one of our loans in august as well. so excited to have that off our plate!

2 more loans and a cc and we will be debt free!!! Chat Icon Chat Icon Chat Icon

Posted 7/21/15 8:15 AM
 

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Re: Getting back on track

Yes, eating and ordering out has been a huge downfall lately.

I also think I need to go cold turkey on my daily coffee or drink run.

It's a simple pleasure, but at $15-$20 a week, that adds up!!

I did recently apply for student loan forgiveness since I work at a non-profit and we are trying to get a HARP loan for our mortgage so hopefully these things will go through.

Also decided to re-do my tax status. We always owe anyway and DH sets money aside for that.....might as well bring home more in my paycheck and put it into savings!

Posted 7/23/15 5:42 AM
 

hmm
Sweet

Member since 1/14

7984 total posts

Name:

Getting back on track

I applied for loan forgiveness but it takes 10 years of paying it off before it kicks in

Posted 8/2/15 7:25 PM
 

RainyDay
LIF Adult

Member since 6/15

3987 total posts

Name:

Getting back on track

Yes....our tax bill this year was much higher than previous years and we bought our house. We definitely were not expecting the tax bill. DH just got a new job that pays more so we are working out a schedule to pay down our credit cards and we've stopped eating out for lunch during the week (my fault) to help save.

Posted 8/2/15 9:50 PM
 

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Re: Getting back on track

Posted by hmm

I applied for loan forgiveness but it takes 10 years of paying it off before it kicks in



Yes, I knew that.

But I've been paying that long already and it never seems to freakin' go down. Might as well try to wipe the slate clean by the time I'm ready to retire, if I can.

Private school and not waiting for my job to pay for it = dumbest financial mistake ever.

Posted 8/6/15 5:26 AM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19454 total posts

Name:
L

Re: Getting back on track

Reddit r/personalfinance is such an excellent resource for helping to motivate and stay motivated on personal finance issues.

Posted 8/6/15 9:17 AM
 

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Re: Getting back on track

Posted by LSP2005

Reddit r/personalfinance is such an excellent resource for helping to motivate and stay motivated on personal finance issues.



Will need to check it out. I'm on there for a couple of other subjects I enjoy and overall, people are welcoming and want to help.

Posted 8/6/15 9:07 PM
 

Blubtrflygrl
LIF Adolescent

Member since 5/15

609 total posts

Name:
allison

Re: Getting back on track

Checked out Reddit and such a great resource.

Thank you!

Posted 8/11/15 5:25 AM
 
 

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