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If you have Empire NYSHIP....

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LL514
LIF Adult

Member since 4/10

1901 total posts

Name:

If you have Empire NYSHIP....

Did you have to pay any hospital bills when you gave birth? We are considering switching back and it says no copayment for delivery. Just wondering if there are other payments that sneak in?

Posted 9/16/14 10:27 AM
 
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aliwnec10
mom of 3 boys

Member since 4/06

11426 total posts

Name:
Ali

Re: If you have Empire NYSHIP....

i don't remember ever getting a bill either time. If i did, wasn't more than $40.

Posted 9/16/14 11:00 AM
 

jmp1105
LIF Adolescent

Member since 12/11

553 total posts

Name:

Re: If you have Empire NYSHIP....

I just called to see what charges to expect and they told me there would be nothing out of pocket.

I will see if that's true in a few weeks.

Posted 9/16/14 11:05 AM
 

Bearcat
Love my little girls!!! <3

Member since 6/10

10818 total posts

Name:
E

Re: If you have Empire NYSHIP....

I did not pay anything out of pocket 3 years ago.

Posted 9/16/14 11:59 AM
 

MrsT809
LIF Adult

Member since 9/09

12167 total posts

Name:

If you have Empire NYSHIP....

No bills here either.

Posted 9/16/14 12:20 PM
 

aliwnec10
mom of 3 boys

Member since 4/06

11426 total posts

Name:
Ali

Re: If you have Empire NYSHIP....

now did they tell you that you have to call once you have the baby to let them know?

the lady told me i had to do that but i never had to do that in my past 2 deliveries. So i'm hoping she was new and didn't know what she was talking about. Chat Icon

Posted 9/16/14 2:21 PM
 

TwinDani
We are complete <3

Member since 3/11

1750 total posts

Name:
Danielle

If you have Empire NYSHIP....

I have that plan and did not pay anything. The hospital called the insurance company when I had my girls. One of my girls was in the NICU for 4 nights the bill was $35,000 and I had to pay $0. Its a great plan.

Posted 9/16/14 2:31 PM
 

VeeJay
Love baby feet

Member since 2/09

2894 total posts

Name:

Re: If you have Empire NYSHIP....

The only out of pocket expense I had was for a private room (that I requested). I ended up getting sent checks from Empire for the anesthisiologist that I just had to endorse over to them. No other cost to me.

Posted 9/16/14 3:49 PM
 

ChristinaM128
LIF Adult

Member since 8/12

4043 total posts

Name:
Christina

Re: If you have Empire NYSHIP....

The only bill I got was a $20 co-pay for the anesthesiologist.

Posted 9/16/14 9:51 PM
 

LIRascal
drama. daily.

Member since 3/11

7287 total posts

Name:
Michelle

If you have Empire NYSHIP....

No, I didn't. Just the anesthesiologist, like someone mentioned. They tried charging for OON services, but I was like "um, no sorry, I did it in NSUH and I wasn;'t given a choice soooooo......." They dropped the charges.

Posted 9/16/14 11:51 PM
 

dbleplay17
My 2 boys!

Member since 10/06

4578 total posts

Name:
Chrissy

Re: If you have Empire NYSHIP....

No bills on any of my kids

2010,2012 and just recently sept 2014. Nothing

Posted 9/17/14 12:06 AM
 

JAPH23
LIF Adolescent

Member since 10/13

769 total posts

Name:
:)

Re: If you have Empire NYSHIP....

I had them with my first child.. never got a bill.

Posted 9/17/14 11:02 AM
 

MrsG823
Just call me Mommy.

Member since 1/11

5570 total posts

Name:
S

If you have Empire NYSHIP....

It depends on your plan- I had a $200 copayment.

Posted 9/17/14 12:23 PM
 

Nic1229
LIF Adolescent

Member since 5/13

639 total posts

Name:
Nicole

If you have Empire NYSHIP....

I had DD in May. I have a deductible but they said l&d isn't subject to the deductible.. months later and still no bills . yay :)

Posted 9/17/14 4:26 PM
 

2andcounting
LIF Adolescent

Member since 4/13

565 total posts

Name:

If you have Empire NYSHIP....

I have that insurance as well and i have done this twice already. Very easy save your explanation of benefits when they come in. If anyone billsbyou at all you make a photo copy of the explanation of benefits and send that in with the bill. Sometimes hospitals bill faster than thebinsurance companies process claims no big deal dont stress over.

Posted 9/19/14 10:46 AM
 

Tinyswife
My family is complete

Member since 4/07

1819 total posts

Name:
Cathleen

Re: If you have Empire NYSHIP....

No bill $0

Posted 9/21/14 10:26 AM
 
 

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