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do you have a financial "plan b"?

Forum Opinion Poll
yes 27 35.53%
no 33 43.42%
hadn't thought of it 9 11.84%
looking to start one 7 9.21%
 

delayed spinoff to: would you be ok financially if you separated

Posted By Message

MarathonKnitter
HAPPY

Member since 2/07

17374 total posts

Name:
EMBRACING CHANGE

delayed spinoff to: would you be ok financially if you separated

i've been thinking about that thread for a bit now and i have a question.

do you have a financial "plan b"?
do you have something "squirreled away", god forbid, you're marriage/relationship ends??

Posted 3/16/07 1:00 PM
 

BabyAvocado
Happy New Year

Member since 5/05

17334 total posts

Name:

Re: delayed spinoff to: would you be ok financially if you separated

I don't have an actual financial plan B but I have no debt, no car loan, etc so as long as I have my job, I know I'm ok.

Posted 3/16/07 1:03 PM
 

JennZ
MY LIFE!!

Member since 8/05

25463 total posts

Name:

Re: delayed spinoff to: would you be ok financially if you separated

Yes I have a "just incase fund" I have had it for years. Im prepared for anything, after watching my mom struggle I swore that would never happen to me.

Posted 3/16/07 1:03 PM
 

evenedan
Need a little sunshine

Member since 9/05

3843 total posts

Name:
D

Re: delayed spinoff to: would you be ok financially if you separated

Yes, I'd be okay financially. Thank god cause I'd be a mess emotionally.

Posted 3/16/07 1:03 PM
 

Emily
Kasey & Me! Lurves it!

Member since 7/06

8703 total posts

Name:
STBHC

Re: delayed spinoff to: would you be ok financially if you separated

Where is the option "of course, because I am going to take everything he has" ? Chat Icon

Message edited 3/16/2007 1:04:51 PM.

Posted 3/16/07 1:04 PM
 

MarathonKnitter
HAPPY

Member since 2/07

17374 total posts

Name:
EMBRACING CHANGE

Re: delayed spinoff to: would you be ok financially if you separated

Posted by Emily

Where is the option "of course, because I am going to take everything he has" ? Chat Icon



Chat Icon Chat Icon Chat Icon Chat Icon

now, everyone at work KNOWS i'm not working

Posted 3/16/07 1:06 PM
 

robynfs
12/6/10!!

Member since 9/05

4947 total posts

Name:

Re: delayed spinoff to: would you be ok financially if you separated

I am ok...been through it. I didn't have my own money stashed away...but he had such guilt...I made him PAY!!!

I moved to manahatten which is so much $$$ but worth it. I also have a good job with a fair salary...I guess that was my protection!

Posted 3/16/07 1:13 PM
 

Ang-Rich
Beyond Compare

Member since 5/05

17988 total posts

Name:

Re: delayed spinoff to: would you be ok financially if you separated

Posted by Emily

Where is the option "of course, because I am going to take everything he has" ? Chat Icon



This is exactly what I was thinking...visions of running to the bank appear in my head. Chat Icon

Posted 3/16/07 1:34 PM
 

dpli
Daylight savings :)

Member since 5/05

13973 total posts

Name:
D

Re: delayed spinoff to: would you be ok financially if you separated

Posted by BabyAvocado

I don't have an actual financial plan B but I have no debt, no car loan, etc so as long as I have my job, I know I'm ok.




Same here, I make almost as much as DH, with better benefits, so as long as I still have my job, I am fine.

Posted 3/16/07 1:41 PM
 

2PreciousBlessings
The Perfect Pair

Member since 5/06

19861 total posts

Name:
Best Wife & Mommy

Re: delayed spinoff to: would you be ok financially if you separated

Yes, absolutely!

Posted 3/16/07 1:43 PM
 

MrsBlueSash
Love my sailor

Member since 6/05

5793 total posts

Name:
Christian

Re: delayed spinoff to: would you be ok financially if you separated

Yes, my plan B was my plan A, that is to say that before I got married I had my own condo, good job, retirement $, etc. I would just go back to that. Getting 1/2 isn't a plan IMO, that's just part of the deal. You may not see that money for a year or more, if ever.

Posted 3/16/07 1:47 PM
 

SweetTooth
I'm a tired mommy!

Member since 12/05

20105 total posts

Name:
Lauren

Re: delayed spinoff to: would you be ok financially if you separated

I haven't really thought about it... but I think I would do ok..

Posted 3/16/07 1:51 PM
 

jambalady
Is it summer yet?

Member since 8/06

7392 total posts

Name:
Holly

Re: delayed spinoff to: would you be ok financially if you separated

Yes. All the money is in MY bank account!Chat Icon

but honestly, I never thought of it. My job is secure enough and I have enough saved up that I'm not worried about a Plan B.

Posted 3/16/07 2:00 PM
 

usuk2004
I'm ONE!

Member since 5/05

5150 total posts

Name:
Farah

Re: delayed spinoff to: would you be ok financially if you separated

Well, I'd quit my job in order to move back to the States, so I wouldn't be in great shape to begin with. But I have no debt and I could live with pretty much any member of my family until I got myself back on my feet, so I don't think it would be a problem. We have a good amount of money saved, so I would expect to get some of it to offset my moving costs and some initial expenses like a second hand car or whatever.

Posted 3/16/07 2:35 PM
 

july06bride
I'm a mom!

Member since 5/05

3966 total posts

Name:
Nicole

Re: delayed spinoff to: would you be ok financially if you separated

Since I amnot working due to DHs job- my plan would be to immediately go back to work- I don't have many bills-just car and mortgage and a minor CC bill-really really small-so I would be fine- the mortgage could be paid- but we would sell the house and I would get myself something smaller for now- a condo- It would suck and emotionally I would be a wreck, but I could do it

Posted 3/16/07 2:43 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: delayed spinoff to: would you be ok financially if you separated

I don't have FU money right now, not to say I won't ever have it. Anything can happen. Life is so unpredictable. You always need to watch your back.

Although we've been through so much and together for so long that it would be almost as devastating to our families as it would be to us should we part ways.

But thankfully, I work and I do OK. So I shall hopefully be fine.

Message edited 3/16/2007 2:48:15 PM.

Posted 3/16/07 2:45 PM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: delayed spinoff to: would you be ok financially if you separated

Posted by Emily

Where is the option "of course, because I am going to take everything he has" ? Chat Icon



that's my option. I handle the money so it would take me all of 15 minutes to have it all. he would never know what hit him.

In reality everything is in our name and we would divide it evenly. We are equal bread winners and we would split the debt and the assets.

eta: and yes, as long as I am working I will be fine.

Message edited 3/16/2007 3:11:36 PM.

Posted 3/16/07 3:03 PM
 

DandS
We are so blessed!!

Member since 1/07

1951 total posts

Name:
Stacey

Re: delayed spinoff to: would you be ok financially if you separated

I don't have a plan b, however I just know that with my salary and what I have in my savings account I would be able to get a little place on my own and I would be fine. We would have to sell our house and then I would also get a part of that sale since we own our house 50/50, so that would be an additional savings into my savings acct.

Posted 3/16/07 3:17 PM
 

Whamtastic
LIF Adult

Member since 1/07

997 total posts

Name:
Big Fat Baby with a Blackberry

Re: delayed spinoff to: would you be ok financially if you separated

Posted by BabyAvocado

I don't have an actual financial plan B but I have no debt, no car loan, etc so as long as I have my job, I know I'm ok.




Same here.

Posted 3/16/07 3:17 PM
 

Tany
Becoming a different woman

Member since 5/05

24460 total posts

Name:
Tania

Re: delayed spinoff to: would you be ok financially if you separated

I don't but I'm back in school so that I can find a better job.

Posted 3/16/07 3:19 PM
 

BlueDiamonds
mommy to 3 boys

Member since 2/07

3885 total posts

Name:
proud mommy

Re: delayed spinoff to: would you be ok financially if you separated

I don't have an FU fund. Call me naive, but for me to have one would be like planning for my divorce. And I don't ever want to do that, unless we've gotten to that point in the relationship.

I have a career and make good money so I would be okay financially if we split, but right now all of our money is together.

Posted 3/16/07 4:19 PM
 

MrsERod
Praying for Everyone.

Member since 5/05

26170 total posts

Name:
MrsERod™®

Re: delayed spinoff to: would you be ok financially if you separated

yep!

Posted 3/16/07 4:25 PM
 

CunningOne
***

Member since 5/05

26975 total posts

Name:

Re: delayed spinoff to: would you be ok financially if you separated

I'm a SAHM, so I often worry about financials, not so much if DH and I ever divorced, but what if his family business closed or he was injured and couldn't work... I have a small savings in my own name, earing 6% interest and it would help me out for a few months if anything ever happened. We also have enough savings to pay our bills/mortgage for at least a year should anything ever happen.. We live poorly, but have saved wisely.

Posted 3/16/07 4:38 PM
 

JenniferEver
The Disney Lady

Member since 5/05

18163 total posts

Name:
Jennifer

Re: delayed spinoff to: would you be ok financially if you separated

At the moment I'm not really getting financial support from FH, but I was for a long time. I live with my mo, but if I didn't, I would not be able yto survive right now on my own. I do have seaprate savings though, which I intend to keep after I'm marrued

Posted 3/16/07 4:42 PM
 

jozieb0925
Double Trouble!

Member since 5/05

4358 total posts

Name:
Josie

Re: delayed spinoff to: would you be ok financially if you separated

Yes

Posted 3/16/07 4:46 PM
 
 
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