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homeowners insurance
who do you have for homeowners insurance and how much do you pay a year???
also how do you switch ???
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Posted 3/9/07 9:05 AM  |
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angnick
Life is So Wonderful!
Member since 8/06 6663 total posts
Name:
Angela
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Re: homeowners insurance
we have state farm.
i think i pay 840 a year for homeowners.
it is easy to switch. the company that you switch to usually takes care of everything.
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| Posted 3/9/07 9:36 AM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: homeowners insurance
Nationwide
$329 per year (but we have a condo)
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| Posted 3/9/07 9:39 AM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: homeowners insurance
We're with Hanover.
What you pay really depends on so many factors. You can't compare. It's based on location, coverage, value & sq ft, etc.
Usually if you switch, the new ins co will send LPR - Loss Policy Release statements to the old carrier to cancel the policy as it's been replaced.
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| Posted 3/9/07 9:47 AM |
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LIMOMx2
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Member since 5/05 24989 total posts
Name:
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Re: homeowners insurance
We pay $1500 a yr with Hanover. It would be so much more but we have some credits.
I think they are very expensive though. I am looking to switch.
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| Posted 3/9/07 11:06 AM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: homeowners insurance
statefarm -- $860/yr.
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| Posted 3/9/07 11:29 AM |
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Re: homeowners insurance
do you go through an agency???
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| Posted 3/9/07 11:56 AM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: homeowners insurance
Posted by MamaNDaddyof3
do you go through an agency???
For Hanover I went through the place I work so I can get the commission.
For State Farm you should speak to one of their agents - I recommend you FM Smileyd17 - she works for State Farm and has helped several on LIF.
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| Posted 3/9/07 12:05 PM |
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Re: homeowners insurance
we are closing on our house on 4/15 - and i called around and the best quote i got was from state farm and thast was $951/year.
they were alot cheaper than the others i called - a word of advice when searching for homeowners - call the local office to get a rate - not the national one.... the local rates give you better rates since they are more familiar with the areas....
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| Posted 3/9/07 1:40 PM |
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ali120206
2 Boys
Member since 7/06 17795 total posts
Name:
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Re: homeowners insurance
Posted by CouldNotAsk4More
we are closing on our house on 4/15 - and i called around and the best quote i got was from state farm and thast was $951/year.
they were alot cheaper than the others i called - a word of advice when searching for homeowners - call the local office to get a rate - not the national one.... the local rates give you better rates since they are more familiar with the areas....
Definitely! DH got a quote yesterday from our local Allstate agent (we're in Rockland County so they are still writing new policies there) and then he checked online for different quotes and someone from Allstate called him and wanted $200 more 
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| Posted 3/9/07 1:42 PM |
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