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ladybug8
LIF Adult
Member since 3/07 2660 total posts
Name:
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All State isn't renewing my policy
I received a letter from All Sate saying that they are not renewing my policy because of where I live and the structure of my house. So, I am now on the hunt for new homeowners' insurance. Has this happened to anyone else?
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Posted 3/8/07 6:47 PM  |
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Prudential Douglas Elliman Real Estate
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SupportACop
Momma's Boy & Lovin' it!!
Member since 5/06 2579 total posts
Name:
C
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Re: All State isn't renewing my policy
I called a ton of places and they won't take me cause I am 1/2 a block from the beach. I found 2 places who quoted me 3,300 and 3,800...Is this normal???
Sorry to hear they won't renew your policy 
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| Posted 3/8/07 6:50 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: All State isn't renewing my policy
That's the norm for them now. Actually it's hard...a LOT of companies are being very restrictive on who and where they right on LI.
FM Smileyd17, she works for State Farm and has helped a LOT of girls on here with HO insurance.
I'm with Hanover. They too are on a case by case basis and must write the entire acct - auto & umb.
Message edited 3/9/2007 8:27:11 AM.
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| Posted 3/8/07 6:58 PM |
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lemonlime
Member since 1/07 1226 total posts
Name:
Jennifer
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Re: All State isn't renewing my policy
We use liberty mutual, we've had them since march '06 and they just renewed us.
I called a ton of places and they won't take me cause I am 1/2 a block from the beach. I found 2 places who quoted me 3,300 and 3,800...Is this normal???
supportacop you also might want to try liberty mutual. we live on the water and they gave us a reasonable rate. we also need flood insurance but that is separate.
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| Posted 3/8/07 7:09 PM |
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Teri
my girls!
Member since 2/06 1491 total posts
Name:
Teri
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Re: All State isn't renewing my policy
I've heard of this from lots of people post-Katrina. Call State Farm - we're only a mile or so from the water but we have a policy through them that isn't that expensive.
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| Posted 3/8/07 7:17 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: All State isn't renewing my policy
when i closed on my house in Dec they said they werent writing new policies on LI and were phasing some out.
We ended up with State Farm
also try Liberty Mutual
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| Posted 3/8/07 7:33 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: All State isn't renewing my policy
We're usiing State Farm. On of the few on LI that offer homeowner's.
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| Posted 3/8/07 8:15 PM |
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luckyinlove
I love my baby girls!
Member since 12/06 2441 total posts
Name:
Lauren
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Re: All State isn't renewing my policy
I have heard that this has happened to a lot of people. I think that All State is trying to pull itself out of LI...
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| Posted 3/8/07 9:43 PM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: All State isn't renewing my policy
Yes... they sent us a letter that the policy was now under another insurance taking over.
I have my car insurance under allstate also. I hope they know they are not going to have the cake and eat it too. Unless they are so much cheaper, I will switch the car insurance business to the new home insurance.
I refuse to let them pick and chose what they think is a profitable business for them. I am not going to have several insurance companies if I can help it.
I really want to call State Farm actually and see what they can do for us. I don't even live near the water.
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| Posted 3/8/07 9:58 PM |
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LIMOMx2
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Member since 5/05 24989 total posts
Name:
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Re: All State isn't renewing my policy
I am sooo mad about this. I just changed car insurance and wanted to get my homeowners with them and they said they are not serving LI and Westchester at this time
I am with Hanover now but I am sure as soon as I drop them for car they will drop me for home.
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| Posted 3/9/07 8:03 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: All State isn't renewing my policy
that's nerve! I hate Allstate. they called me not too long ago to try and "win me back" since I switched to Geico a few yrs ago. I asked the guy who called me "and would you insure my home on LI when I buy one?". he said probably not. So I said "well that is how I feel about switching back to Allstate. have a good day". 
Message edited 3/9/2007 8:58:22 AM.
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| Posted 3/9/07 8:57 AM |
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lorich
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Member since 6/05 9987 total posts
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Grammie says "Lora Gina"
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Re: All State isn't renewing my policy
Posted by SweetestOfPeas
that's nerve! I hate Allstate. they called me not too long ago to try and "win me back" since I switched to Geico a few yrs ago. I asked the guy who called me "and would you insure my home on LI when I buy one?". he said probably not. So I said "well that is how I feel about switching back to Allstate. have a good day".
 I could totally see you saying that too!
In all honestly...Allstate is just one of many who are picking and choosing who they'd write on LI.
I've been with Allstate for my auto for 12 years and 4 years for renters. They were excellent in everything they did for me during that time, but I'm moving on once we close on our house.
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| Posted 3/9/07 9:01 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: All State isn't renewing my policy
Posted by lorich
Posted by SweetestOfPeas
that's nerve! I hate Allstate. they called me not too long ago to try and "win me back" since I switched to Geico a few yrs ago. I asked the guy who called me "and would you insure my home on LI when I buy one?". he said probably not. So I said "well that is how I feel about switching back to Allstate. have a good day".
I could totally see you saying that too!
In all honestly...Allstate is just one of many who are picking and choosing who they'd write on LI.
I've been with Allstate for my auto for 12 years and 4 years for renters. They were excellent in everything they did for me during that time, but I'm moving on once we close on our house.
I have Allstate for renters insurance because they are the absolute cheapest for the coverage I have. I had them for SEVERAL years for car insurance but then Geico came in SO much lower with their rates, it was a no brainer. and Allstate keeps sending me quotes for my car to try and get me back. they're still higher than Geico. why do they even bother?
It just really bothers me that they’re jumping ship on insuring homes on LI. But at least there are plenty of alternatives – probably cheaper ones too.
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| Posted 3/9/07 9:05 AM |
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longford73
Welcome to the world Baby Boy!
Member since 8/06 3127 total posts
Name:
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Re: All State isn't renewing my policy
Posted by Meaghan729
when i closed on my house in Dec they said they werent writing new policies on LI and were phasing some out.
We ended up with State Farm
also try Liberty Mutual
Same here and I moved my car to State Farm also.
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| Posted 3/9/07 11:53 AM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: All State isn't renewing my policy
We are hearing this quite often out there.
I could be of help, Fm if interested.
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| Posted 3/9/07 11:58 AM |
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Re: All State isn't renewing my policy
when i was looking for home owners insurance - only two companies were taking new policies in nassau county long island.... state farm and hanover.... state farm gave me a better rate so we are using them..
if you get your life isnurance or car insurance with them as well - they also give you 10% off each!
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| Posted 3/9/07 1:44 PM |
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