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Salason
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Member since 6/05 9878 total posts
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Costs not included in the GFE...
What "closing costs" for a home purchase are not included in the GFE? Is it just our lawyer's fee? Closing in a couple of weeks and trying to figure out what we'll need to bring to the table!
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Posted 7/28/09 2:19 PM  |
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Cpt2007
A new love!
Member since 1/08 5946 total posts
Name:
Liz
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Re: Costs not included in the GFE...
have you gotten a list of the pre-paids you need from your bank? home owners insur, tax escrow funds, etc?
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| Posted 7/28/09 2:23 PM |
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jgl
Love my little boys!!!
Member since 8/07 7060 total posts
Name:
g
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Re: Costs not included in the GFE...
not sure if this helps or makes sense for your question (im bad with this stuff)but i do know that we had to pay aditional $ for the gallons oil that were still in the tank at the time of purchase
eta: it ended up over $1000 in oil (which stunk because soon after we pumped it out and convereted to gas lol)
Message edited 7/28/2009 3:08:56 PM.
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| Posted 7/28/09 2:25 PM |
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Mrs-D-Girl
Love my fur baby
Member since 8/07 5183 total posts
Name:
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Re: Costs not included in the GFE...
Only thing I can think of is tip for the bank closer and like the other poster said, if they got a recent delivery of Oil.
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| Posted 7/28/09 2:41 PM |
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jgl
Love my little boys!!!
Member since 8/07 7060 total posts
Name:
g
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Re: Costs not included in the GFE...
Posted by Mrs-D-Girl
Only thing I can think of is tip for the bank closer and like the other poster said, if they got a recent delivery of Oil.
tip the bank closer? really? i never heard of that... guess our guy was mad he helped us lol
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| Posted 7/28/09 3:08 PM |
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Salason
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Member since 6/05 9878 total posts
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Re: Costs not included in the GFE...
Posted by Cpt2007
have you gotten a list of the pre-paids you need from your bank? home owners insur, tax escrow funds, etc?
Looks like this is all listed in the GFE. I guess the oil is a wildcard so I'll buffer for that.
How much are you supposed to tip?
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| Posted 7/28/09 3:30 PM |
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Mrs-D-Girl
Love my fur baby
Member since 8/07 5183 total posts
Name:
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Re: Costs not included in the GFE...
Posted by Salason
Posted by Cpt2007
have you gotten a list of the pre-paids you need from your bank? home owners insur, tax escrow funds, etc?
Looks like this is all listed in the GFE. I guess the oil is a wildcard so I'll buffer for that.
How much are you supposed to tip?
My Lawyer told us $150 so that is what we did.
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| Posted 7/28/09 3:58 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
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That Led To The Wrong Tendencies
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Re: Costs not included in the GFE...
The two big ones I can think of are your lawyer's fee and the remaining oil in the tank (oil heat only).
Tipping the title closer is debateable. Some lawyers suggest it. I however never encountered an instance where I had to tip a title closer, nor worked with an attorney that told me I had to tip the title closer.
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| Posted 7/28/09 5:00 PM |
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SUNSHINE
My LuLu <3<3
Member since 5/05 1372 total posts
Name:
T
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Re: Costs not included in the GFE...
Title closer fee usually $150 and credit to seller for taxes alreay paid and fuel in tank and your attorney fee
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| Posted 7/28/09 9:11 PM |
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