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Surveys: Are they optional?

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tray831
Dee-licious!

Member since 3/06

5355 total posts

Name:
His Baby

Surveys: Are they optional?


My lawyer suggests we get one done but says its not mandatory.

Did any of you not get one done and save the $600? Other than fence/property lines, what other issues can come up?

Just curious if they are a waste or quite important to get done.

Thanks!

Posted 3/13/07 3:12 PM
 
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ali120206
2 Boys

Member since 7/06

17795 total posts

Name:

Re: Surveys: Are they optional?

My favorite topic today...

Our lawyer told us we needed to have one done (now that there are issues, I wish we didn't). Since we have issues, our title insurance is being held up until they are resolved (hopefully quickly).

Message edited 3/13/2007 3:24:19 PM.

Posted 3/13/07 3:23 PM
 

lorich
.

Member since 6/05

9987 total posts

Name:
Grammie says "Lora Gina"

Re: Surveys: Are they optional?

I'd rather spend the money and get one done IMHO.

Posted 3/13/07 3:24 PM
 

GoldenRod
10 years on LIF!

Member since 11/06

26792 total posts

Name:
Shawn

Re: Surveys: Are they optional?

Can you get one from the town? I'm planning on getting lots of work done to the house later this year, so the architect needed a survey. We had to do a full one since we are adding cesspools, probably need a variance, etc. I was able to go to the town and get a copy of an older survey for $1. That might be enough for what you need.

Posted 3/13/07 3:48 PM
 

AllyandMike
LIF Infant

Member since 4/06

64 total posts

Name:

Re: Surveys: Are they optional?

As far as I know a current survey of the property is not an optional thing. Lenders usually require it.

Posted 3/13/07 3:55 PM
 

tray831
Dee-licious!

Member since 3/06

5355 total posts

Name:
His Baby

Re: Surveys: Are they optional?

Posted by GoldenRod

Can you get one from the town? I'm planning on getting lots of work done to the house later this year, so the architect needed a survey. We had to do a full one since we are adding cesspools, probably need a variance, etc. I was able to go to the town and get a copy of an older survey for $1. That might be enough for what you need.



Well, thats kind of the problem. We had an old original survey from 1965. Then, DH went to Town Hall and was able to obtain a more recent survey b/c there were updates on the newer survey compared to the previous one, but the date was never revised. The newer one still had the date of 1965---so we really dont know how new it is or what year it's supposed to be. So silly, right???

Posted 3/13/07 4:00 PM
 

tray831
Dee-licious!

Member since 3/06

5355 total posts

Name:
His Baby

Re: Surveys: Are they optional?

Posted by AllyandMike

As far as I know a current survey of the property is not an optional thing. Lenders usually require it.



I know, but mine doesnt require one.

Posted 3/13/07 4:01 PM
 

SweetTooth
I'm a tired mommy!

Member since 12/05

20105 total posts

Name:
Lauren

Re: Surveys: Are they optional?

I believe you do have to have one that is no more than a year old or somethng around that in order to get a mortgage.

Posted 3/13/07 4:38 PM
 

AimeeE2006
Time flies!

Member since 1/06

5698 total posts

Name:
Aimee

Re: Surveys: Are they optional?

The survey the former owner's had was from 1975, so our lawyer suggested we get another one done. Which we did - but it only cost $350 - we are in Orange County, NY.

Posted 3/13/07 5:56 PM
 

LaPetiteSirène
:)

Member since 8/06

5196 total posts

Name:

Re: Surveys: Are they optional?

I'd get one and here's why...

We have WONDERFUL neighbors - they have been terrific to us since we've moved here. While we were moving in they had a fence put up and it is slightly on our property. The fence was not put up straight and it slightly veers (a foot) onto our land. The survey states that we own that property, they signed an affidafit that they know that, and we have the right to take the fence down.

HTH

Posted 3/13/07 6:00 PM
 
 

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