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Why not
Stick with me - I'm so frazzled right now!
DH had to have some work done on his Mini Cooper yesterday, so he brought it to the dealer and they gave him a loaner.
He took off work to day to get some things done - pack for our move, call places for homeowners insurance, etc...
We switched cars this morning and he put his loaner Mini on the street in front of our house. Some lady came barreling around the corner and plowed right into the loaner car, pushing it onto the neighbors lawn and totaling it.
I am at work and DH said the cops were there. I'm leaving here in a while to go home and check on things.
Is this going to affect our insurance even though it was absolutely 100% not our fault????
UGHHHHHHHHHHHHHHHHHHHH
Message edited 5/28/2007 10:06:00 PM.
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Posted 5/25/07 9:19 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Emily
Kasey & Me! Lurves it!
Member since 7/06 8703 total posts
Name:
STBHC
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Re: Why not
No, it will affect the morons insurance.
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| Posted 5/25/07 9:20 AM |
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JP826
=)
Member since 9/06 10903 total posts
Name:
Me!! All about ME!
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Re: Why not
Posted by Emily
No, it will affect the morons insurance.
Im pretty sure this is correct!
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| Posted 5/25/07 9:25 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Why not
 holy crap!!!!!!! i am so sorry
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| Posted 5/25/07 9:26 AM |
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mtnmama
Member since 5/06 4794 total posts
Name:
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Message edited 6/26/2009 11:26:48 AM.
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| Posted 5/25/07 9:31 AM |
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Ladybug63
Ohh... baby
Member since 5/06 2527 total posts
Name:
D
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Re: Why not
As far as I know it will not affect your insurance. It is 100% her fault.
What is with all the car accidents lately??
We all need to pay better attention when driving!
Sorry this happened 2 u!
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| Posted 5/25/07 9:40 AM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: Why not
It should not affect your insurance. You were not moving, nor even in the car. It should be 100% her fault. Sorry you are dealing with this.
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| Posted 5/25/07 10:16 AM |
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MrsRivera
2 under 2...whew!!
Member since 2/07 9876 total posts
Name:
Beth
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Re: Why not
OMG, Vanessa that sucks!!!!! 
I really hope you won't have a problem with this...but it seems to me that it'll fall on the driver...you did get all of her info, right?
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| Posted 5/28/07 9:34 PM |
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mrswask
Pookie Love
Member since 5/05 20229 total posts
Name:
Michal
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Re: Why not
Ugh! I'm sorry you have to deal with this crap! It will be on her insurance, not yours!
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| Posted 5/28/07 9:38 PM |
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LightUpOurLife
Totally in love
Member since 8/06 12785 total posts
Name:
Bonnie-Jean
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Re: Why not
It most certainly will NOT affect your insurance. I just had my car fixed due to a non-fault accident. Sounds silly to say.... but glad it wasn't YOUR car.
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| Posted 5/28/07 9:50 PM |
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Re: Why not
LOL - this feels like it happened forever ago!
The people at Hassell Mini (where the loaner was from) were super fantastic and they didn't even have to call our insurance company!
The lady admitted 100% responsibility (duh - she hit and totaled a PARKED CAR!!!) and because of that, she will bear the entire brunt of the responsibility.
She was driving a leased Infinity, which she had to return to the dealership because her lease is up next week!
It was quite an adventurous start to the holiday weekend.
It made for some good BBQ conversations, though!
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| Posted 5/28/07 9:55 PM |
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Re: Why not
OMG, that's crazy! I'm so happy that things worked out for you!
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| Posted 5/28/07 9:56 PM |
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NewYawkah
2012--A year of new beginnings
Member since 5/05 4402 total posts
Name:
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Re: Why not
Thank God you weren't in the car!!!
People are idiots!!
My brother's friend used to say, where'd you get your license, KMart???
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| Posted 5/28/07 9:57 PM |
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nyteacher13
Three Under Four!!! :-)
Member since 8/06 6405 total posts
Name:
~ THERESA ~
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Re: Why not
This is one of the ONLY times that your ins will not be affected because 1. the car wasn't occupied and 2. because your car was not moving.
You should definitely be in the clear!
Sorry that had to happen, V!
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| Posted 5/28/07 10:08 PM |
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