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Who are you using for Home Owners Insurance? FINAL UPDATE

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azoodie

Member since 8/05

8377 total posts

Name:
Team SEXY BACK

Who are you using for Home Owners Insurance? FINAL UPDATE

We currently have it through Traveller's for our co-op but I am open to change. Any suggestions? I need to get a quote for the new house.

Update:
I went through Geico and got a quote through Homesite. State Farm was not available in my area. I got a quote for $2000 per year. It seems a bit high to me? I know it is dependent on the house, but I thought it would be a lot less.

Message edited 12/17/2011 1:29:03 PM.

Posted 12/6/11 12:05 PM
 
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MrsPorkChop
Twinning!!

Member since 5/05

9941 total posts

Name:
Missy

Re: Who are you using for Home Owner's Insurance?

we are using Hartford..so far so good

Posted 12/6/11 12:42 PM
 

ElizaRags35
My 2 Girls

Member since 2/09

20494 total posts

Name:
Me

Re: Who are you using for Home Owner's Insurance?

Same as our auto -- USAA

Posted 12/6/11 2:45 PM
 

MrsB2010
LIF Infant

Member since 7/10

112 total posts

Name:

Re: Who are you using for Home Owner's Insurance?

We used Geico - Narraganset Bay... not expensive at all!!

Posted 12/6/11 3:14 PM
 

Blu-ize
Plan B is Now Plan A

Member since 7/05

32475 total posts

Name:
Susan

Re: Who are you using for Home Owner's Insurance?

State Farm. Very good on claims.

Posted 12/6/11 3:52 PM
 

SusiBee
. . . . .

Member since 3/09

8268 total posts

Name:
S

Re: Who are you using for Home Owner's Insurance?

State Farm for our co-op.
Best rates.

Posted 12/6/11 4:25 PM
 

Mrs213
????????

Member since 2/09

18921 total posts

Name:

Re: Who are you using for Home Owner's Insurance?

Interboro - best rates

Posted 12/7/11 12:12 AM
 

azoodie

Member since 8/05

8377 total posts

Name:
Team SEXY BACK

Re: Who are you using for Home Owners Insurance? *updated with followup - cost question*

Update: I went through Geico and got a quote through Homesite. State Farm was not available in my area. I got a quote for $2000 per year. It seems a bit high to me? I know it is dependent on the house, but I thought it would be a lot less.

Posted 12/7/11 12:04 PM
 

alli3131
Peanut is here!!!!!!

Member since 5/09

18388 total posts

Name:
Allison

Re: Who are you using for Home Owners Insurance? *updated with followup - cost question*

I pay way less than that for a house. A co-op should be just insuring the contents since the co-op should be carrying the insurance on the structure.

Posted 12/7/11 12:25 PM
 

azoodie

Member since 8/05

8377 total posts

Name:
Team SEXY BACK

Re: Who are you using for Home Owners Insurance? *updated with followup - cost question*

Posted by alli3131

I pay way less than that for a house. A co-op should be just insuring the contents since the co-op should be carrying the insurance on the structure.



To clarify this is for a house (not the co-op). It is a 2200 sq ft house - basement not included. I actually called SF instead of going through their website, and got a quote of 1650...so it's getting better! Chat Icon

Posted 12/7/11 12:41 PM
 

ElizaRags35
My 2 Girls

Member since 2/09

20494 total posts

Name:
Me

Re: Who are you using for Home Owners Insurance? *updated with followup - cost question*

Our house is about 1700-1800 sq. ft. and we pay $825 for the year.

We were told by our agent/mortage/attorney that we got an incredible rate.

Posted 12/7/11 2:41 PM
 

Mrs213
????????

Member since 2/09

18921 total posts

Name:

Re: Who are you using for Home Owners Insurance? *updated with followup - cost question*

I still think 2k is high or a house. You should try an agency - they can shop rates for you. We used Newbridge coverage in Bellmore they got us the best rates through Interboro

Posted 12/7/11 2:55 PM
 

ny55angel
car seat tech & geek :-)

Member since 2/06

4346 total posts

Name:
P

Re: Who are you using for Home Owners Insurance? *updated with followup - cost question*

Definitely call a broker !! They sometimes have access to companies and rates that only deal with brokers and not the public. I know a great broker in Wantagh, but he has clients all over LI. FM me if you would like his information!!

Posted 12/7/11 9:46 PM
 

Shroggie
Don't Worry...Be Happy

Member since 5/06

6261 total posts

Name:

Re: Who are you using for Home Owners Insurance? *updated with followup - cost question*

Posted by MrsB2010

We used Geico - Narraganset Bay... not expensive at all!!



Same here.

Posted 12/8/11 8:50 AM
 

azoodie

Member since 8/05

8377 total posts

Name:
Team SEXY BACK

Re: Who are you using for Home Owners Insurance? final update!

Just wanted to update in case anyone does a search for insurance. We ended up going with Newbridge and got a quote for $1450 a year with better coverage than SF (higher amount of coverage, better liability and only $5000 deductible on hurricane insurance vs. $15,000).

I highly recommend Anthony there - he was recommended by our mortgage banker. He was great to work with and no pressure. Here is his info in case anyone is interested:
516-781-9000 ext. 118

Posted 12/17/11 1:28 PM
 

julz33
i run for bacon

Member since 5/05

20584 total posts

Name:
julz

Re: Who are you using for Home Owners Insurance? FINAL UPDATE

We went through the same thing with my moms house. Many of the big name companies were not writing policies in her area and the ones that did were super expensive. We ended up using a guy at Nationwide Insurance and got the best deal with Interboro Insurance. HTH.

Posted 12/17/11 4:17 PM
 
 

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