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| Posted By |
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ChiefMT
LIF Adult
Member since 9/08 1440 total posts
Name:
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Which insurance?
Which insurance is better for IVF - Cygna or United Healthcare?
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Posted 2/18/09 2:53 PM  |
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maybeamommy
Blessed beyond belief
Member since 10/07 17048 total posts
Name:
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Re: Which insurance?
It all depends on what your employer's package is.
You can have the same insurance but yours might not cover IVF while someone else's might.
I know for me, in California it's mandated that insurance companies offer IF benefits - however, that doesn't mean that my employer has to choose a package that includes that - does that make sense?
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| Posted 2/18/09 3:15 PM |
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ChiefMT
LIF Adult
Member since 9/08 1440 total posts
Name:
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Re: Which insurance?
Posted by maybeamommy
It all depends on what your employer's package is.
You can have the same insurance but yours might not cover IVF while someone else's might.
I know for me, in California it's mandated that insurance companies offer IF benefits - however, that doesn't mean that my employer has to choose a package that includes that - does that make sense?
That makes perfect sense! They are voting at DH's job over which of these insurance to go with but I don't know which packages they are offering.
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| Posted 2/18/09 3:17 PM |
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maybeamommy
Blessed beyond belief
Member since 10/07 17048 total posts
Name:
|
Re: Which insurance?
Posted by ChiefMT
Posted by maybeamommy
It all depends on what your employer's package is.
You can have the same insurance but yours might not cover IVF while someone else's might.
I know for me, in California it's mandated that insurance companies offer IF benefits - however, that doesn't mean that my employer has to choose a package that includes that - does that make sense?
That makes perfect sense! They are voting at DH's job over which of these insurance to go with but I don't know which packages they are offering.
Yes, it's so hard to choose! We had the benefits last year (for diagnostics and IUI - never IVF) but they are no longer being offered this year!
I guess with budget cuts come sacrifices for the infertile and the hearing-impaired (hearing aid benefits were cut too!)
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| Posted 2/18/09 3:18 PM |
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ChiefMT
LIF Adult
Member since 9/08 1440 total posts
Name:
|
Re: Which insurance?
Posted by maybeamommy
Posted by ChiefMT
Posted by maybeamommy
It all depends on what your employer's package is.
You can have the same insurance but yours might not cover IVF while someone else's might.
I know for me, in California it's mandated that insurance companies offer IF benefits - however, that doesn't mean that my employer has to choose a package that includes that - does that make sense?
That makes perfect sense! They are voting at DH's job over which of these insurance to go with but I don't know which packages they are offering.
Yes, it's so hard to choose! We had the benefits last year (for diagnostics and IUI - never IVF) but they are no longer being offered this year!
I guess with budget cuts come sacrifices for the infertile and the hearing-impaired (hearing aid benefits were cut too!)
Yeah, I know. My insurance (NYCDOE - GHI) covers some but it would be great if his covered the rest...
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| Posted 2/18/09 3:23 PM |
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