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bicosi
life is a carousel
Member since 7/07 14956 total posts
Name:
M
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Which AMEX is better? Gold or Green?
We have tons of other cards (don't use them though unless it's a big purchase for security and we pay them off immediately and because we hate CCs), so we were looking into getting an AMEX card. I like that you have to pay the entire balance off when you get the bill but which one is better? green or gold?
Thanks!
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Posted 12/28/07 9:49 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Lisa
I'm a PANK!!!
Member since 5/05 22334 total posts
Name:
Professional Aunts No Kids
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Re: Which AMEX is better? Gold or Green?
well the green one has a yearly fee of $55 and the gold one I think is $125...so which one do you want to pay?
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| Posted 12/28/07 9:58 AM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Which AMEX is better? Gold or Green?
I have the gold one and I like it, hate the fee but I get membership rewards with it so that is good
eta - for the green card, the annual fee is $95 plus #30 for an additional card holder so that would be 125 for DH and I
The rewards plus gold is 150 with 5 free cardmembers
so for 25 bucks more a year, we chose the rewards plus gold. HTH
Message edited 12/28/2007 10:17:33 AM.
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| Posted 12/28/07 9:59 AM |
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ali120206
2 Boys
Member since 7/06 17789 total posts
Name:
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Re: Which AMEX is better? Gold or Green?
The Gold is a better card - although the fee may be higher, the rewards are better.
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| Posted 12/28/07 10:09 AM |
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bicosi
life is a carousel
Member since 7/07 14956 total posts
Name:
M
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Re: Which AMEX is better? Gold or Green?
Thanks guys! 
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| Posted 12/28/07 10:17 AM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: Which AMEX is better? Gold or Green?
I have the gold as well and as Steph said, it's worth the extra $ over the green.
With the gold rewards, you can pick from hundreds of types of rewards. We've gotten everything from concert tix to home depot gift certificates to airline tix.
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| Posted 12/28/07 10:25 AM |
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MsSissy
xoxoxo
Member since 3/07 39159 total posts
Name:
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Re: Which AMEX is better? Gold or Green?
Posted by chikita315
I have the gold as well and as Steph said, it's worth the extra $ over the green.
With the gold rewards, you can pick from hundreds of types of rewards. We've gotten everything from concert tix to home depot gift certificates to airline tix.
Right now we have the blue, but I'm wondering are the gold rewards different from the blue rewards?
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| Posted 12/28/07 10:33 AM |
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Laura1976
Member since 5/05 5754 total posts
Name:
Laura
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Re: Which AMEX is better? Gold or Green?
Right now we have the blue, but I'm wondering are the gold rewards different from the blue rewards?
me too, i've been happy with my choice of rewards with the blue...
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| Posted 12/28/07 10:34 AM |
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MissJones
I need a nap!
Member since 5/05 22132 total posts
Name:
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Re: Which AMEX is better? Gold or Green?
Always wondered this question...what happens if you don't pay the whole thing off? 
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| Posted 12/28/07 10:42 AM |
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My2Boys
Love.
Member since 10/05 4796 total posts
Name:
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Re: Which AMEX is better? Gold or Green?
I've had the gold for 10+ years and love the membership rewards (which is an add'l $40/year). We've gotten a ton of great "freebies" including my Dyson and a slew of gift cards to restaurants & stores.
My sister has the platinum card and gets amazing perks.
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| Posted 12/28/07 10:44 AM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: Which AMEX is better? Gold or Green?
Posted by Mssissy
Posted by chikita315
I have the gold as well and as Steph said, it's worth the extra $ over the green.
With the gold rewards, you can pick from hundreds of types of rewards. We've gotten everything from concert tix to home depot gift certificates to airline tix.
Right now we have the blue, but I'm wondering are the gold rewards different from the blue rewards?
I'm not sure how the rewards differ. But I do know with the Blue you can carry a balance. You can with the gold, but you need to be approved for it. It's an additional benefit.
I think the basic benefits of the 2 cards are different.
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| Posted 12/28/07 11:31 AM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: Which AMEX is better? Gold or Green?
Posted by MissJones
Always wondered this question...what happens if you don't pay the whole thing off?
You go to amex jail. It isn't pretty.
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| Posted 12/28/07 11:32 AM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Which AMEX is better? Gold or Green?
Posted by MissJones
Always wondered this question...what happens if you don't pay the whole thing off?
it's the same as not paying it at all I think, it shows as a late payment and can go on your credit
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| Posted 12/28/07 11:33 AM |
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pinkandblue
Our family is complete, maybe
Member since 9/05 32436 total posts
Name:
Stephanie
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Re: Which AMEX is better? Gold or Green?
Posted by chikita315
Posted by MissJones
Always wondered this question...what happens if you don't pay the whole thing off?
You go to amex jail. It isn't pretty.
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| Posted 12/28/07 11:33 AM |
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MissJones
I need a nap!
Member since 5/05 22132 total posts
Name:
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Re: Which AMEX is better? Gold or Green?
Posted by stephanief
Posted by chikita315
Posted by MissJones
Always wondered this question...what happens if you don't pay the whole thing off?
You go to amex jail. It isn't pretty.
Do you get your own toilet?
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| Posted 12/28/07 11:51 AM |
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june262004
But I love the Snow!
Member since 5/05 15379 total posts
Name:
Kristin
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Re: Which AMEX is better? Gold or Green?
I never wanted to pay for credit cards. Plus Amex isn't accepted everywhere.
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| Posted 12/28/07 11:53 AM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: Which AMEX is better? Gold or Green?
The green and gold rewards cards are charge cards. Meaning, there is no limit but you have to pay it in full each month (they establish a preliminary limit when you first get the card and then modify it over the years based on your spending). After you have the card for a while, they will allow you to carry a balance on approved purchases. I believe they must be over a $ amount and you are of course billed a finance charge. There are annual fees associated with the green and gold cards.
The blue card is a credit card with no fee, but you have a limit and can carry a balance as long as you want (and are billed finance charges). There is the blue rewards card and the blue cash card. I've only had the gold rewards and the blue cash so I don't know how the blue rewards compare to the gold rewards. But I love my blue cash card. I got back $700 last year.
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| Posted 12/28/07 12:13 PM |
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HoneyBadger
YourWorstNightmare.
Member since 10/06 15979 total posts
Name:
BahBahBlackJeep
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Re: Which AMEX is better? Gold or Green?
We have AMEX Blue and love it. We earn rewards points and there's no annual fee. In addition, you don't have to pay off the entire balance every month and I have a VERY low rate 3.99 that is fixed.
Really, you can't beat it.
I know someone above mentioned they aren't accepted everywhere but I haven't run into that problem yet and I've had the card for almost 5 years.
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| Posted 12/28/07 12:17 PM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Which AMEX is better? Gold or Green?
Posted by Jennie0898
We have AMEX Blue and love it. We earn rewards points and there's no annual fee. In addition, you don't have to pay off the entire balance every month and I have a VERY low rate 3.99 that is fixed.
Really, you can't beat it.
I know someone above mentioned they aren't accepted everywhere but I haven't run into that problem yet and I've had the card for almost 5 years.
I think it used to be a bigger problem in Europe, but they do a number of co-branded cards with banks over there now so it really isn't a big issue.
Unless you are going to the Superbowl or the Olympics. For some reason those commercials where they say American Express isn't accepted at the event stick in my head.
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| Posted 12/28/07 12:21 PM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: Which AMEX is better? Gold or Green?
Posted by MissJones
Posted by stephanief
Posted by chikita315
Posted by MissJones
Always wondered this question...what happens if you don't pay the whole thing off?
You go to amex jail. It isn't pretty.
Do you get your own toilet?
Of course you do, it is an amex after all
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| Posted 12/28/07 12:21 PM |
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colesmom
Brady's mom too!
Member since 5/05 1989 total posts
Name:
Lea
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Re: Which AMEX is better? Gold or Green?
We have a gold card and we have carried a balance on it (vacations, appliances, etc.) I think any purchase over $250 is eligible for the balance with interest option.
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| Posted 12/28/07 2:00 PM |
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JenniferEver
The Disney Lady
Member since 5/05 18163 total posts
Name:
Jennifer
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Re: Which AMEX is better? Gold or Green?
I have Blue, FH has Gold. The Gold rewards are AMAZING. My BIL paid for most of his Hawaii honeymoon with his rewards.
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| Posted 12/28/07 2:30 PM |
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MST9106
My life:)
Member since 6/06 9589 total posts
Name:
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Re: Which AMEX is better? Gold or Green?
We have the Gold and even though the yearly fee is a bit high, the flexibility and the rewards are awesome!
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| Posted 12/28/07 2:31 PM |
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