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where do you get your free credit report from??

Posted By Message

DC HJJ M

Member since 8/07

3732 total posts

Name:
Crystal

where do you get your free credit report from??

every website I am going to wants a credit card.. is that normal? It says it wont be charged until the free trial period is over but I dont even want a trial period, I just want me report and score.

Posted 12/12/10 2:20 PM
 
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Shroggie
Don't Worry...Be Happy

Member since 5/06

6261 total posts

Name:

Re: where do you get your free credit report from??

annualcreditreport.com

No credit card needed, but only for your report.

If you want a score to go with it, you'll have to pay.

I also use myfico.com, but it's not free...probably about $15 for score and report. It's a great site to help understand credit.

Posted 12/12/10 2:32 PM
 

TheDivaBrideandTeddyFrog
Leah's here!

Member since 9/07

5404 total posts

Name:
Sabrina

Re: where do you get your free credit report from??

Quizzle...I find they are very unobtrusive

Posted 12/12/10 2:39 PM
 

ReddHeadd
LIF Infant

Member since 9/10

104 total posts

Name:
Jessica

Re: where do you get your free credit report from??

Credit Karma. That's what I use.

Posted 12/12/10 3:11 PM
 

Lina
My angel is finally here

Member since 5/10

2559 total posts

Name:
Lindsay

Re: where do you get your free credit report from??

go directly to each of the 3 reporting websites. Experian, Transunion & Equifax. Dont go to any other sites like freecreditreport.com, they all sell your information to third parties and you will start getting a ton of solicitations. You are entitled to 1 report/yr per agency so I usually check a different agency every 4 months, that way you are checking more often then once/yr but still staying w/in the right to one per year per agency.

Posted 12/12/10 3:39 PM
 

MichLiz213
Life is Good!

Member since 7/07

7979 total posts

Name:

Re: where do you get your free credit report from??

Posted by Lina

go directly to each of the 3 reporting websites. Experian, Transunion & Equifax. Dont go to any other sites like freecreditreport.com, they all sell your information to third parties and you will start getting a ton of solicitations. You are entitled to 1 report/yr per agency so I usually check a different agency every 4 months, that way you are checking more often then once/yr but still staying w/in the right to one per year per agency.



This is what I do as well.

Posted 12/12/10 10:37 PM
 
 

Potentially Related Topics:

Topic Posted By Started Replies Forum
where do you get your (free) credit report from? DC HJJ M 4/13/09 2 Families Helping Families ™
Is Free Credit Report.com really free and is it reputable? MissJones 9/27/09 12 Families Helping Families ™
Free credit report dm24angel 8/7/07 5 Families Helping Families ™
annual free credit report jai-jai 7/18/07 4 Families Helping Families ™
Does anyone know where I can get a Free Credit Report, but peabody 2/24/06 5 Families Helping Families ™
Free Credit Report LadyMaravilla 9/7/05 6 Families Helping Families ™
 
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