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What paperwork to save?
What types of paperwork should we be saving in preparation for buying a house? I was told pay stubs, bank account information, etc. - what exactly and how far back? (I'm getting nervous b/c I usually throw a lot of that paperwork out.  ) TIA!
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Posted 12/19/05 1:50 PM  |
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Prudential Douglas Elliman Real Estate
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skprmiss
Loud is fun!!
Member since 5/05 1504 total posts
Name:
M
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Re: What paperwork to save?
When we were getting ready - our morgage guy only needed our last paychecks but we too saved from way back!!
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| Posted 12/19/05 1:56 PM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: What paperwork to save?
This should do it.
Last Two Years Tax Statements
Last Two PayStubs
Last Retirement (401k/403b) Statement
Last Three Months Bank Statements (all accounts)
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| Posted 12/19/05 2:17 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: What paperwork to save?
If you are renting and a 1st time homebuyer you could use cancelled rent checks
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| Posted 12/19/05 2:28 PM |
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Re: What paperwork to save?
Thanks a lot everyone- we'll start getting it all together so it doesn't delay anything later on! 
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| Posted 12/19/05 2:29 PM |
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pinky
Twin Moms Do Everything Twice
Member since 5/05 9612 total posts
Name:
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Re: What paperwork to save?
Posted by DjPiLL
This should do it.
Last Two Years Tax Statements
Last Two PayStubs
Last Retirement (401k/403b) Statement
Last Three Months Bank Statements (all accounts)
yes, this is what you'll need. Also keep your last 2 years w2's.
Also, when you have your commitment letter, keep track of when your "credit" expires. That is when you'll have to provide updated docs to the mtg company. And make sure you go through the conditions that the bank assigns you and keep up on the loan officer to make sure the process is moving along.
FM me if you want any additional info.
Good luck 
Message edited 12/19/2005 5:54:18 PM.
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| Posted 12/19/05 5:39 PM |
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ssbride05
:-)
Member since 5/05 2654 total posts
Name:
Jennifer
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Re: What paperwork to save?
Good luck on your house hunting... we just started too, so this thread was a good one!!
Hope your doing well!!!
 
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| Posted 12/19/05 5:49 PM |
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PiyoPika566
talk to the hand
Member since 5/05 1436 total posts
Name:
Stephanie
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Re: What paperwork to save?
Posted by melijane
If you are renting and a 1st time homebuyer you could use cancelled rent checks
yes, we learned this last minute, and had to go to our bank for copies, it took them FOREVER to get it to us! 
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| Posted 12/19/05 6:07 PM |
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Re: What paperwork to save?
Thank you everyone! 2 questions: Where do I get our W2s (dumb question?) and what if we don't pay rent by check?  Thanks again!
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| Posted 12/19/05 8:19 PM |
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Re: What paperwork to save?
Posted by ssbride05
Good luck on your house hunting... we just started too, so this thread was a good one!!
Hope your doing well!!!
Thanks you too- it was fun at first, now we're like we just want to find something!! And now with the winter and all, there's a limited # of houses on the market right now. Oh well - eventually I'm sure! 
Good luck to you too, Happy House Hunting!
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| Posted 12/19/05 8:20 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: What paperwork to save?
If you don't pay your rent by check...START! I worked for a wholsale bank(selling to mortgage brokers) and this was required for 1st time homebuyers.
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| Posted 12/20/05 4:03 PM |
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