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mtg1970 
We love summer! 
  
Member since 5/05 1063 total posts 
Name: Teresa 
 
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 Home Owners Insurance 
Should I wait until i get the Mortgage Comitment letter from the bank before getting the home owners insurance or can i get it now anyway just so it is out of the way?  TIA 
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			Posted 9/7/06 11:36 AM    | 
	
	
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	Prudential Douglas Elliman Real Estate
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~Colleen~ 
my loves... 
  
Member since 5/05 9129 total posts 
Name: guess 
 
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 Re: Home Owners Insurance 
I think you need to actually close on the house first...at least we did.
  edited: I think we did need it at closing...I can remember the day just couldn't remember if it was before closing or not.     
Message edited 9/7/2006 12:26:35 PM. 
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			Posted 9/7/06 11:45 AM    | 
	
	
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Janice 
Sweet Jessie Quinn 
  
Member since 5/05 27567 total posts 
Name: Janice 
 
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 Re: Home Owners Insurance 
we needed it before closing.  
 
    
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			Posted 9/7/06 11:47 AM    | 
	
	
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patchyfogg 
LIF Infant 
Member since 1/06 328 total posts 
Name:
  
 
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 Re: Home Owners Insurance 
You bring it with you to the Close. 
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			Posted 9/7/06 12:11 PM    | 
	
	
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AimeeE2006 
Time flies! 
  
Member since 1/06 5698 total posts 
Name: Aimee 
 
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 Re: Home Owners Insurance 
We need it before we close.   
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			Posted 9/7/06 12:16 PM    | 
	
	
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Eva Luna 
Be kind...life's hard! 
  
Member since 8/05 4750 total posts 
Name: God, bless & heal my DH, JenG's DH Rob & DebG 
 
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 Re: Home Owners Insurance 
We had to have insurance before we closed. 
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			Posted 9/7/06 12:26 PM    | 
	
	
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Lisa 
I'm a PANK!!! 
  
Member since 5/05 22334 total posts 
Name: Professional Aunts No Kids 
 
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 Re: Home Owners Insurance 
we also needed it before we closed...it became effective the day we closed. 
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			Posted 9/7/06 1:11 PM    | 
	
	
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kaklesmay 
Love my baby boy! 
  
Member since 9/05 1151 total posts 
Name: Kim 
 
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 Re: Home Owners Insurance 
you can buy it now and get it effective for your expected closing date. Its up to you whether you wan tto shell out the money now or later. (You have to pay your first years HOI upfront)  
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			Posted 9/7/06 2:25 PM    | 
	
	
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mushsgrl 
LIF Infant 
  
Member since 12/05 121 total posts 
Name: S 
 
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 Re: Home Owners Insurance 
 once we get a closing date I will call the company and pay for it, and it will start the day of closing, but I need the paid reciept to close. 
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			Posted 9/7/06 4:45 PM    | 
	
	
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Blu-ize 
Plan B is Now Plan A 
  
Member since 7/05 32475 total posts 
Name: Susan 
 
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 Re: Home Owners Insurance 
You will need the insurance binder before you close. 
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			Posted 9/7/06 10:44 PM    | 
	
	
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