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What doesn't Insurance Cover?

Posted By Message

JChia
Mom of 2 Princesses

Member since 9/07

2540 total posts

Name:
Jen

What doesn't Insurance Cover?

A few years ago, DH had an appendectomy and ended up paying about $1000 in bills that were not covered by insurance.

All in - how much do you end up paying out of pocket to give birth naturally vs C-section?

FYI - I have Oxford Freedom plan.

Posted 1/28/08 2:13 PM
 
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sunflowerjesss
Mommy to 3!

Member since 10/05

20369 total posts

Name:
Jesss, duh.

Re: What doesn't Insurance Cover?

Your best bet is to just call the insurance company, tell them you are pg and the hopsital you plan on delivering at.

Ask them what your plan covers (epidural, other pain med, how long of a hospital stay) and ask what your deductible is.

Posted 1/28/08 2:23 PM
 

NJmom
.

Member since 8/05

4987 total posts

Name:

Re: What doesn't Insurance Cover?

it really depends on your specific plan coverage. when i had my DS i don't think i really paid for anything. since then we have a new insurance plan, which only covers 90% of maternity and newborn care.

Posted 1/28/08 3:44 PM
 

mrspetunia77
Back on Board.

Member since 10/06

1838 total posts

Name:
Ally

Re: What doesn't Insurance Cover?

I have GHI. I read that there is a $300 deductible for maternity care regardless of what method you give birth with.

Posted 1/28/08 3:45 PM
 
 

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