I just called my insurance agent ( my friend from HS)

and he is coming over next thursday to discuss life insurance

it's much more resonable then I expected-

about $1300 a year for 20 years
and that's for $1Million on Jake and $500K on me ( it would be alittle less but since Jake is so big- his BMI is as obsesse- even though is muscle)

just in case anyone was wondering

and I can FM anyone the name of my friend