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Kathy042806
LIF Adult
Member since 5/06 1417 total posts
Name:
Kathy
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Someone help me: do you need a driver's lic..
...to have the title to a car under your name? My friend wants to transfer ownership of his old car to his oldest daughter, she only has a nys permit. I'm getting conflicting stories. DH says you don't need license. I don't see how..tia
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Posted 12/8/11 3:34 PM  |
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ItsTime2011
Meh...
Member since 1/11 2148 total posts
Name:
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Re: Someone help me: do you need a driver's lic..
Posted by Kathy042806
...to have the title to a car under your name? My friend wants to transfer ownership of his old car to his oldest daughter, she only has a nys permit. I'm getting conflicting stories. DH says you don't need license. I don't see how..tia
I am not sure how it is in NY (the NYDMV doesn't mention any different) but in Massachusetts you don't have to have a license to own a vehicle. I didn't have my license until I was 26 but I bought a car at 23 (long story) as long as the insurance was paid and it was registered it wasn't an issue.
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| Posted 12/8/11 4:52 PM |
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Kathy042806
LIF Adult
Member since 5/06 1417 total posts
Name:
Kathy
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Re: Someone help me: do you need a driver's lic..
So can you still register it under your name if only have a permit? I think this is where the confusion is
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| Posted 12/8/11 4:54 PM |
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jilliibabii
Mrs. O'Connor
Member since 6/10 12821 total posts
Name:
Jillian
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Re: Someone help me: do you need a driver's lic..
I'm not 100% sure since she's out today, but I think you need a license to register a car under your name. I believe that's why my co-worker has 2 cars both registered to her DH. They were planning on getting her a car when she got her license anyway, and a friend was selling a car, so they bought it and registered it to his name until she got her license. Now this is what she TOLD me, but she very well could've been mistaken.
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| Posted 12/8/11 4:58 PM |
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MrsM429
Mama x2 <3
Member since 12/10 4946 total posts
Name:
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Re: Someone help me: do you need a driver's lic..
The title can be put into anyone's name. The registration needs to be put into someone's name who has a valid drivers license.
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| Posted 12/8/11 5:27 PM |
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LotsaLuv
Us
Member since 6/10 4094 total posts
Name:
F
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Re: Someone help me: do you need a driver's lic..
She would be able to register it, but she would need insurance first. The only insurance carrier I know that will insure a car to a person with a permit is Progressive
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| Posted 12/8/11 10:07 PM |
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ny55angel
car seat tech & geek :-)
Member since 2/06 4346 total posts
Name:
P
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Re: Someone help me: do you need a driver's lic..
Posted by PennyJ923
She would be able to register it, but she would need insurance first. The only insurance carrier I know that will insure a car to a person with a permit is Progressive
That isn't true. New York state has an assigned risk program that will insure a driver with a permit. They are put into a pool and assigned a company. You can get Allstate, or GEICO, or Progressive, but it is not the same as a regular policy with them. it is an assigned risk policy. It will cost an arm and a leg for any permitted driver to get insurance, just an FYI
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| Posted 12/8/11 10:29 PM |
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LotsaLuv
Us
Member since 6/10 4094 total posts
Name:
F
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Re: Someone help me: do you need a driver's lic..
Posted by ny55angel
Posted by PennyJ923
She would be able to register it, but she would need insurance first. The only insurance carrier I know that will insure a car to a person with a permit is Progressive
That isn't true. New York state has an assigned risk program that will insure a driver with a permit. They are put into a pool and assigned a company. You can get Allstate, or GEICO, or Progressive, but it is not the same as a regular policy with them. it is an assigned risk policy. It will cost an arm and a leg for any permitted driver to get insurance, just an FYI
Oh yeah I forgot about the assigned risk. I never write through them thats prob why lol
I actually insured someone with a permit through Progressive for a liab only policy, it was an older car, and the premium wasn't that bad. A lot lower than you would expect...
I didn't know Allstate wrote a policy when the driver only had a permit? They are usually pretty strict with drivers...
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| Posted 12/8/11 10:55 PM |
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ny55angel
car seat tech & geek :-)
Member since 2/06 4346 total posts
Name:
P
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Re: Someone help me: do you need a driver's lic..
Posted by PennyJ923
Posted by ny55angel
Posted by PennyJ923
She would be able to register it, but she would need insurance first. The only insurance carrier I know that will insure a car to a person with a permit is Progressive
That isn't true. New York state has an assigned risk program that will insure a driver with a permit. They are put into a pool and assigned a company. You can get Allstate, or GEICO, or Progressive, but it is not the same as a regular policy with them. it is an assigned risk policy. It will cost an arm and a leg for any permitted driver to get insurance, just an FYI
Oh yeah I forgot about the assigned risk. I never write through them thats prob why lol
I actually insured someone with a permit through Progressive for a liab only policy, it was an older car, and the premium wasn't that bad. A lot lower than you would expect...
I didn't know Allstate wrote a policy when the driver only had a permit? They are usually pretty strict with drivers...
I always thought that with assigned risk you could be assigned any company that is rated to write policies in NYS. We used to have a whole booklet of AR companies addresses and phone numbers.
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| Posted 12/8/11 11:22 PM |
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LotsaLuv
Us
Member since 6/10 4094 total posts
Name:
F
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Re: Someone help me: do you need a driver's lic..
Posted by ny55angel
Posted by PennyJ923
Posted by ny55angel
Posted by PennyJ923
She would be able to register it, but she would need insurance first. The only insurance carrier I know that will insure a car to a person with a permit is Progressive
That isn't true. New York state has an assigned risk program that will insure a driver with a permit. They are put into a pool and assigned a company. You can get Allstate, or GEICO, or Progressive, but it is not the same as a regular policy with them. it is an assigned risk policy. It will cost an arm and a leg for any permitted driver to get insurance, just an FYI
Oh yeah I forgot about the assigned risk. I never write through them thats prob why lol
I actually insured someone with a permit through Progressive for a liab only policy, it was an older car, and the premium wasn't that bad. A lot lower than you would expect...
I didn't know Allstate wrote a policy when the driver only had a permit? They are usually pretty strict with drivers...
I always thought that with assigned risk you could be assigned any company that is rated to write policies in NYS. We used to have a whole booklet of AR companies addresses and phone numbers.
Yeah but you have to write directly through the assigned risk and then you are assigned a company. Progressive will write it without going through the assigned risk.
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| Posted 12/8/11 11:27 PM |
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ItsTime2011
Meh...
Member since 1/11 2148 total posts
Name:
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Re: Someone help me: do you need a driver's lic..
as long as you have insurance you can register the car.
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| Posted 12/9/11 8:02 AM |
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