savings bonds

I have some bonds from years ago that have no reached maturity yet, and was wondering if anyone knows how to calculate/if there is a website to calculate how much they will be worth at their full maturity?

Re: savings bonds

The bonds should be worth there face value at the date of maturity.

savings bonds

the columns on my print out are: serial #, series, denomination, issue date, final maturity date, issue price, interest rate, and value. Under value, it is showing the current value right now. I am positive of that, because i went on the gov. website and saw that if I cashed in right now, I would get x-dollars. That is the same amount shown under the "value" column. I do not see a face value column.

I know that interest rates vary though, and that you kind of have to estimate what the final amount will come out to, no? Maybe I am wrong about that part, because I always thought it was a fixed rate. Although, I am reading differently online right now, which is why there is no calculator to use to display the full-maturity value. I haven't found one yet, anyway

savings bonds

Also, just wanted to clarify that the face value on one of my bonds was $200, but it's already at $226 and has 8 more years to go. So I don't think that the face value is the final maturity price. Once it reaches the face value (usually around 11 years I think), it begins to gain interest (usually 4% if issued in the late 80s/early 90s), until reaching full maturity.

For example, as of August 2012, a $100 face value bond issued in September 1982 was worth $288.04 -- significantly more than the face amount.

My question was if anyone knew how to estimate what that final ending price would be?

Message edited 8/20/2015 3:23:02 PM.

Re: savings bonds

https://www.treasurydirect.gov/indiv/tools/tools_savingsbondcalc.htm

I used this calculator last year when my DH found a bunch of his old bonds he got when he was born.

savings bonds

found that site to, but it won't estimate future bond prices for you, only up the current period :(

I looked up the exponential growth formula (from the 9th grade! lol) and I'm using that, haha