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Ready to close (REFINANCE): what is your rate?

Posted By Message

kspags
LIF Adult

Member since 6/08

1228 total posts

Name:
Kelly

Ready to close (REFINANCE): what is your rate?

I locked in 4.75 (paying 3/4 point) in February with Chase. I spoke to the guy today and he said it is the same or actually a bit more (pay 1.5 points). They gave a union discount and other waivers, etc. But I just wanted to make sure it was good...Of course, my original broker, is now calling me back after 2 months, but I'll go crazy if I have to start all over!!

Posted 4/22/09 6:49 PM
 
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shapla79
Where Does The Time Go?

Member since 11/07

4619 total posts

Name:

Re: Ready to close (REFINANCE): what is your rate?

We just closed on our refi today with Wells Fargo. 4.375% with 1 point.

Posted 4/22/09 6:52 PM
 

kspags
LIF Adult

Member since 6/08

1228 total posts

Name:
Kelly

Re: Ready to close (REFINANCE): what is your rate?

Posted by shapla79

We just closed on our refi today with Wells Fargo. 4.375% with 1 point.



WOW! I'll have to harass my guy tomorrow...

Posted 4/22/09 7:04 PM
 

MrsRivera
2 under 2...whew!!

Member since 2/07

9876 total posts

Name:
Beth

Re: Ready to close (REFINANCE): what is your rate?

We locked in at 4.75 with no points.

Posted 4/22/09 10:35 PM
 

kspags
LIF Adult

Member since 6/08

1228 total posts

Name:
Kelly

Re: Ready to close (REFINANCE): what is your rate?

Posted by MrsRivera

We locked in at 4.75 with no points.



If you don't mind me asking, with who and when? TIA!!

Posted 4/23/09 8:44 AM
 

Mrs-D-Girl
Love my fur baby

Member since 8/07

5183 total posts

Name:

Re: Ready to close (REFINANCE): what is your rate?

Locked in at 4.875, no points.

Posted 4/23/09 8:51 AM
 

Kelly9904
Mommy to 2 amazing little boys

Member since 5/05

9306 total posts

Name:
Kelly

Re: Ready to close (REFINANCE): what is your rate?

Posted by Mrs-D-Girl

Locked in at 4.875, no points.



Same

Posted 4/23/09 9:56 AM
 

Serendipity
Summer!

Member since 4/07

7631 total posts

Name:
PrayingWishingHopingALOT

Re: Ready to close (REFINANCE): what is your rate?

Posted by Kelly9904

Posted by Mrs-D-Girl

Locked in at 4.875, no points.



Same



What banks are you ladies using?

Posted 4/23/09 9:59 AM
 

MrsRivera
2 under 2...whew!!

Member since 2/07

9876 total posts

Name:
Beth

Re: Ready to close (REFINANCE): what is your rate?

Posted by kspags

Posted by MrsRivera

We locked in at 4.75 with no points.



If you don't mind me asking, with who and when? TIA!!



We're going through a friend of ours, who is a mortgage broker. We're not sure who the lender is yet. I do know that it's an FHA loan. We locked about 2 weeks ago.

Message edited 4/23/2009 1:40:50 PM.

Posted 4/23/09 1:40 PM
 

Mrs-D-Girl
Love my fur baby

Member since 8/07

5183 total posts

Name:

Re: Ready to close (REFINANCE): what is your rate?

Posted by Serendipity

Posted by Kelly9904

Posted by Mrs-D-Girl

Locked in at 4.875, no points.



Same



What banks are you ladies using?



Chase

Posted 4/23/09 1:44 PM
 

kspags
LIF Adult

Member since 6/08

1228 total posts

Name:
Kelly

Re: Ready to close (REFINANCE): what is your rate?

Posted by Mrs-D-Girl

Posted by Serendipity

Posted by Kelly9904

Posted by Mrs-D-Girl

Locked in at 4.875, no points.



Same



What banks are you ladies using?



Chase



Me too, which is why I think I can get 4.75 for less that 3/4 point.

Posted 4/23/09 2:51 PM
 
 

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