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DanaRenee
Fitness Junkie!
Member since 6/06 6470 total posts
Name:
Dana
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? re: health insurance
will anyone have to get their own policy after they leave work to have the baby? DH owns his own business so he is on my policy now...but I am quitting work and not coming back (most likely).
I was just wondering how much it is going to cost us per month to cover the three of us. I'm figureing like $1000/month? 
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Posted 5/29/07 4:04 PM  |
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Eleanor
LIF Adult
Member since 2/06 2223 total posts
Name:
Ellie
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Re: ? re: health insurance
you can get COBRA through your job for 18 months after you leave - would that work?
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| Posted 5/29/07 4:16 PM |
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Bklyngrl
luvmyfamily
Member since 9/06 5307 total posts
Name:
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Re: ? re: health insurance
take advantage of Cobra while you can. health insurance is expensive. It depends on what plan you with (HMO etc...). Check out their sites and/or start asking for their brochures now.
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| Posted 5/29/07 4:27 PM |
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DanaRenee
Fitness Junkie!
Member since 6/06 6470 total posts
Name:
Dana
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Re: ? re: health insurance
Posted by Eleanor
you can get COBRA through your job for 18 months after you leave - would that work?
yes I guess that would work for 18 months...  but I think it will still be expensive...I hate health insurance!!! 
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| Posted 5/29/07 4:36 PM |
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LUCY
I <3 Gabriella
Member since 6/06 1029 total posts
Name:
N
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Re: ? re: health insurance
For the full family COBRA you are probably looking at around 1000 - 1200/month.
To buy it out right afterwards, it will probably cost more in the range of $1500....
However, you may want to look into Healthy NY.... through the state I think they have special programs for business owners!
Good Luck.....
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| Posted 5/29/07 4:38 PM |
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bayla
Love my two kiddos :)
Member since 8/06 7178 total posts
Name:
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Re: ? re: health insurance
my BIL and SIL have 2 kids and pay around $1200 a month for their own health insurance, but COBRA through ur comany should be a little cheaper
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| Posted 5/29/07 4:38 PM |
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Selden78
I lvoe the fall :)
Member since 6/06 3543 total posts
Name:
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Re: ? re: health insurance
you can look into health insurance under his company
we might bedoing that
a group can be 2 or more people
if you want I can give you a contact name and number for info
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| Posted 5/29/07 5:04 PM |
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EmmaNick
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Member since 12/06 16001 total posts
Name:
*
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Re: ? re: health insurance
You should look into Child Health Plus. It covers all doctor visits, prescriptions, dental, vision, etc. with NO co pay for anything. You pay the full monthly premium if you are over the income limit, which is less than $200 a month, and in most cases cheaper than having a "family" policy. You can apply right after the baby is born.
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| Posted 5/29/07 5:10 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: ? re: health insurance
Posted by Summerrluvv
You should look into Child Health Plus. It covers all doctor visits, prescriptions, dental, vision, etc. with NO co pay for anything. You pay the full monthly premium if you are over the income limit, which is less than $200 a month, and in most cases cheaper than having a "family" policy. You can apply right after the baby is born.
This only covers the baby though right? I think they also have Family Health Plus
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| Posted 5/29/07 5:16 PM |
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hbugal
Lesigh
Member since 2/07 15928 total posts
Name:
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Re: ? re: health insurance
Your best bet is to have your DH work the insurance out through his business. Its a long story but company rates are always better than individual/family rates. Its also hard to get a broker to work with you b/c the broker/agent doesnt make commission on it.
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| Posted 5/29/07 5:49 PM |
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EmmaNick
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Member since 12/06 16001 total posts
Name:
*
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Re: ? re: health insurance
Posted by melijane
Posted by Summerrluvv
You should look into Child Health Plus. It covers all doctor visits, prescriptions, dental, vision, etc. with NO co pay for anything. You pay the full monthly premium if you are over the income limit, which is less than $200 a month, and in most cases cheaper than having a "family" policy. You can apply right after the baby is born.
This only covers the baby though right? I think they also have Family Health Plus
Yes, that's the point though. Insurance is cheaper for a husband and wife rather than a husband wife and baby in most instances. Family Health Plus has strict income limits and you only qualify if you are basically in poverty.
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| Posted 5/29/07 6:42 PM |
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waterspout4
My loves
Member since 5/06 19150 total posts
Name:
Kelly
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Re: ? re: health insurance
Check out Healthy NY. I was on this when I first moved to LI. It was great!!! I don't know how it is for children though, but it's worth looking into.
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| Posted 5/30/07 1:52 AM |
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DancinBarefoot
06ers Rock!!
Member since 1/07 9537 total posts
Name:
The One My Mother Gave Me ;-)
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Re: ? re: health insurance
Here is a link that has lots of links that will help you sort out everything New York has to offer.
LINK TO Health Insurance Info
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| Posted 5/30/07 2:12 PM |
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