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Questions insurance companies ask
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kahlua716
3 Girls for Me!
Member since 8/07 12475 total posts
Name: Keri
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Questions insurance companies ask
I need to get started shopping for homeowners insurance.
What kind of info do I need to know about the house?
I found a form online that asked about when electric/plumbing were renovated...do I need to know that? How do I get the information?
TIA!
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Posted 6/12/09 11:06 AM |
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sj-girl
Happy Family of 4

Member since 5/08 5654 total posts
Name:
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Re: Questions insurance companies ask
I work for an insurance company in NJ
Here are some of the question we ask
How old is the home, the heater, ( is the heater gas, oil or electric) the roof.
When was the electrical and plumbing last updated.
Do you have a oil tank? If so where is it located
Hope this helps, if you have any question please feel free to fm me
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Posted 6/12/09 11:21 AM |
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IrishLasss334
I'll be there soon!

Member since 1/08 6549 total posts
Name: Patty
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Re: Questions insurance companies ask
If you can't ask the previous owner, then I am not sure.
They will ask you if you have a dog, what breed it is. Any new renovations..if you have a fireplace or woodstove, deck if you have co's for them, if you ahve a basement, where your heating system is stored, what kind (oil, gas), etc.
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Posted 6/12/09 11:23 AM |
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kahlua716
3 Girls for Me!
Member since 8/07 12475 total posts
Name: Keri
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Re: Questions insurance companies ask
Would I have to get in touch directly with the current owner or is this something that should be done through the REA's or attorney?
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Posted 6/12/09 11:25 AM |
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sj-girl
Happy Family of 4

Member since 5/08 5654 total posts
Name:
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Re: Questions insurance companies ask
Did you have a home inspection? If so you will find out most of the info from there
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Posted 6/12/09 11:51 AM |
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kahlua716
3 Girls for Me!
Member since 8/07 12475 total posts
Name: Keri
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Re: Questions insurance companies ask
Posted by SJ-GIRL
Did you have a home inspection? If so you will find out most of the info from there
Yep...didn't even think to look there. lol
Thanks!
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Posted 6/12/09 12:03 PM |
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