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Acerone
I hate ants and ugly people.
Member since 3/07 6437 total posts
Name:
Chris
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Out Of Pocket. How much $$$
A coworker of mine found out she's expecting and on her last visit to her Dr the bill for everything for 13 or so more visits and the day of delivery will be $3,635.00. is that a good price for someone without medical insurance? If you don't mind. What did it cost you out of pocket.
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Posted 1/29/11 12:17 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
EckoRed81504
We are complete <3
Member since 12/07 6299 total posts
Name:
April
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Re: Out Of Pocket. How much $$$
all depends on your insurance. some plans could be 0 while others could be $15000.
ETA: Read it too fast. Sorry.
Message edited 1/30/2011 8:08:07 AM.
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| Posted 1/29/11 12:27 PM |
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SweetestThing
So excited!
Member since 12/10 185 total posts
Name:
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Re: Out Of Pocket. How much $$$
Crazy coincidence, I was just reading this blog earlier this morning.
The Dad details what every doctor's visit and test cost. The total was a little over $10,000 for a 2008-2009 pregnancy.
Cost of having a baby without insurance
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| Posted 1/29/11 12:36 PM |
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MrsJakob
Naterade is Thirstade!
Member since 6/10 3002 total posts
Name:
Danielle
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Re: Out Of Pocket. How much $$$
It could be up to 3000 for us... and we pay for our own insurance.   
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| Posted 1/29/11 12:37 PM |
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mrsyoungmommy
can't wait to meet Sophia!
Member since 6/10 1441 total posts
Name:
Danielle
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Re: Out Of Pocket. How much $$$
Posted by SweetestThing
Crazy coincidence, I was just reading this blog earlier this morning.
The Dad details what every doctor's visit and test cost. The total was a little over $10,000 for a 2008-2009 pregnancy.
Cost of having a baby without insurance
I was just reading these people's story and it made me cry! 
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| Posted 1/29/11 12:55 PM |
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carlowlou
loving my babies!
Member since 4/08 4594 total posts
Name:
Jen
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Re: Out Of Pocket. How much $$$
I have insurance but I received my explanation of benefits from the ins company and my total hospital stay, surgery (had an unscheduled c section), and examinations by drs in the hospital was $14,000!  so happy I only had to pay the hospital co pay which was $200.
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| Posted 1/29/11 1:11 PM |
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Mrs-Boop
My Babies
Member since 5/05 4956 total posts
Name:
Jaime
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Re: Out Of Pocket. How much $$$
Thats for a vaginal delivery too...c-section will boost that total a lot!!!
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| Posted 1/29/11 1:12 PM |
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miamimerger
Loving my bundle of pure JOY!
Member since 4/10 2429 total posts
Name:
Laura
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Re: Out Of Pocket. How much $$$
It all depends on insurance. For my doctors' visits (from start until 6 weeks postpartum), I will only pay $15 total. For my hospital visit though, I will pay a $250 deductible and 10% of the visit up to $10,000 (so most likely my hospital bill will be $1250).
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| Posted 1/29/11 1:15 PM |
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Ever-After
Goals w/o plans r just wishes
Member since 6/09 2585 total posts
Name:
C
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Re: Out Of Pocket. How much $$$
Posted by SweetestThing
Crazy coincidence, I was just reading this blog earlier this morning.
The Dad details what every doctor's visit and test cost. The total was a little over $10,000 for a 2008-2009 pregnancy.
Cost of having a baby without insurance
WOW!!!!!! 
I remember when I went to my first Dr appt the receptionist was telling me that I had to pay at least $500 up front, right then & there before I go in for my first ultrasound. I was like "Umm, you have me mixed up with somebody else, because I am fully covered!" And she realized her mistake and luckily I did not have to pay a thing. But my goodness - that is OUTRAGEOUS!! I think what they charge is just crazy (probably because they know insuance companies will cover it). I get afraid of how much I'll get billed even WITH my insurance 
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| Posted 1/29/11 1:19 PM |
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Re: Out Of Pocket. How much $$$
That's a good deal. The hospital bill is probably going to be outrageous.
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| Posted 1/29/11 1:58 PM |
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MrsPJB2007
MBA at your service!
Member since 7/06 12020 total posts
Name:
MJ
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Re: Out Of Pocket. How much $$$
If I'm reading correctly -- this person DOES NOT have medical insurance?
If that is the case, then I think that is a great price for her from soup to nuts.
I think just the delivery alone can run upwards of $7K-10K up in NY, especially if you wind up with a c-section....and that's now including pre-natal care visits.
If your friend got that price for everything -- I'd say it's good.
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| Posted 1/29/11 3:37 PM |
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cityandbeachmom
Vineyard hopping time
Member since 6/10 1821 total posts
Name:
Suffer the pain of discipline,
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Re: Out Of Pocket. How much $$$
I paid $0 but I have insurance. Have her look into
Family Health Plus
http://www.health.state.ny.us/nysdoh/fhplus/who_can_join.htm
Maybe she qualifies
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| Posted 1/29/11 4:09 PM |
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sarahbelle
Little drummer boy
Member since 5/05 2377 total posts
Name:
Sarah
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Re: Out Of Pocket. How much $$$
I'm confused about the estimate. Is that just the doctor's portion of the bill? What will the hospital stay cost? Pain medication? What if she needs a c-section? What if the baby ends up in the NICU? I only ask because I don't see how her OB can give her the full cost until after she delivers.
And I can't believe that blog post! My dr bills my insurance $35 for each prenatal visit. I can't believe they are paying over $500!
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| Posted 1/29/11 4:15 PM |
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sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: Out Of Pocket. How much $$$
Sounds like that could just be the doctors portion. Is she also factoring the cost of nursery, hospital stay, etc?
The total that was billed to my insurance company for my c-section delivery with DS in 2008 was over 30K. (Surgery, anesthesia, Anesthesiologist, IVs, meds, room & board, nursery, peds visit, etc)
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| Posted 1/29/11 5:17 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Out Of Pocket. How much $$$
i have insurance and my 1st tri OOP expenses were over $1000. (just Dr and sonos)
She's getting a deal.
eta: $1150 deduc and then i'm responsible for 10%.
Message edited 1/30/2011 12:48:43 PM.
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| Posted 1/29/11 5:21 PM |
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mlny
blessed <3
Member since 10/09 2113 total posts
Name:
M
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Re: Out Of Pocket. How much $$$
4 day stay in the hospital and a c-section cost me $2k with insurance. the total bill itself was around $30k
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| Posted 1/29/11 7:32 PM |
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Kassie
LIF Infant
Member since 12/10 240 total posts
Name:
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Re: Out Of Pocket. How much $$$
I think that's amazing. Overhead for the doctor's office and the hospital is more than that, especially if it includes ultrasounds!
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| Posted 1/29/11 8:13 PM |
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Re: Out Of Pocket. How much $$$
I know that Dr's charge insurance companys a lot more than they charge people without insurance who pay out of pocket. That is b/c insurance companies never pay Dr's what they actually bill.
I worked for a doctor who charged $150 for a new patient (no ins) and ($75) for follow-ups, but when he billed insurance companies...it was like triple those amounts, and he didn'tget paid nearly that much.
This might be why the estimate seems so cheap to those of us who read our EOBs...
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| Posted 1/29/11 9:57 PM |
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MrsBurtch525
Year for change!
Member since 1/09 6017 total posts
Name:
Taryn
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Re: Out Of Pocket. How much $$$
When we had DD we had to reach our deductible first so after $3,000 OOP. We are still paying off the $3,000 for the c-section.
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| Posted 1/30/11 7:51 AM |
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Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
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Re: Out Of Pocket. How much $$$
both my c's cost me a little of 4k each, with insurance.
750 deductible
20% after that is my bill.
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| Posted 1/30/11 10:07 AM |
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mrsprop
LIF Adolescent
Member since 4/09 768 total posts
Name:
Maureen
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Re: Out Of Pocket. How much $$$
80% is covered by insurance and we are responsible for the other 20%. toour doctors office we have four payments of $263. The only reason it is so high is b/c we have a $500 deductable every year. For my dd it was $163 for four visits. Having babies is expensive!
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| Posted 1/30/11 10:31 AM |
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mcl916
my two loves
Member since 10/06 5133 total posts
Name:
Megan
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Re: Out Of Pocket. How much $$$
$0.
I'm really lucky to have great insurance coverage for pregnancy/delivery.
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| Posted 1/30/11 3:40 PM |
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