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My diamond cracked...Need help

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Watever143
LIF Adult

Member since 12/10

1537 total posts

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My diamond cracked...Need help

One of my baquettes on my engagement rings looks like it cracked or chipped. I need advise on what to do. My husband got it from macys but we never took mout insurance on it from them or anyone. What should I do??? Do you think anyone would replace it for me? Should I call macys still??? I am really upset and nervous that if i get it replace it wont be the same quality or will cause it to fall out if snot done correctly

Posted 10/24/11 10:44 PM
 
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LSP2005
Bunny kisses are so cute!

Member since 5/05

19461 total posts

Name:
L

Re: My diamond cracked...Need help

Do you have renter or home owner insurance? Do you think it would be looked at as a nuisance claim? If not, then perhaps you can claim it under that? I only ask so your insurance policy won't be dropped....

Posted 10/24/11 11:14 PM
 

Watever143
LIF Adult

Member since 12/10

1537 total posts

Name:

Re: My diamond cracked...Need help

This sounds bad but I dnt even have renters insurance..

Posted 10/24/11 11:33 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19461 total posts

Name:
L

Re: My diamond cracked...Need help

Get renters insurance. It is very inexpensive. This type of situation is exactly what it is for. I had a friend loose everything because they did not have renter's insurance. Please do yourself a favor and get it. See if your car insurance company offers it and can give you a deal.Chat Icon

As for the ring, yes call Macy's. See if they can repair it. I would see if there is any warranty on the ring. Chat Icon Chat Icon Chat Icon

Message edited 10/25/2011 12:00:50 AM.

Posted 10/24/11 11:59 PM
 

queensgal
Smile

Member since 4/09

3287 total posts

Name:

Re: My diamond cracked...Need help

I'm not sure it's possible for a diamond to crack.

Are you sure it's not dirty?

I would try giving it a good washing:

Put a squirt of dish soap and about an inch of amonia in a small glass/dish. Add water and let the ring soak. Then use a toothbrush to clean the ring.

Posted 10/25/11 8:52 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19461 total posts

Name:
L

Re: My diamond cracked...Need help

If one diamond hits another one it can crack. If the diamond was hit at a fracture point it can crack. It would take a lot of force but it can happen. That is how you get facets on a diamond. If not every one would be wearing unpolished and uncut stones.Chat Icon

Posted 10/25/11 8:55 PM
 

alli3131
Peanut is here!!!!!!

Member since 5/09

18388 total posts

Name:
Allison

Re: My diamond cracked...Need help

Posted by LSP2005

Get renters insurance. It is very inexpensive. This type of situation is exactly what it is for. I had a friend loose everything because they did not have renter's insurance. Please do yourself a favor and get it. See if your car insurance company offers it and can give you a deal.Chat Icon

As for the ring, yes call Macy's. See if they can repair it. I would see if there is any warranty on the ring. Chat Icon Chat Icon Chat Icon



renters insurance alone will not cover the ring. you need to add the jewelry rider to it.

Posted 10/26/11 6:03 AM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19461 total posts

Name:
L

Re: My diamond cracked...Need help

Posted by alli3131

Posted by LSP2005

Get renters insurance. It is very inexpensive. This type of situation is exactly what it is for. I had a friend loose everything because they did not have renter's insurance. Please do yourself a favor and get it. See if your car insurance company offers it and can give you a deal.Chat Icon

As for the ring, yes call Macy's. See if they can repair it. I would see if there is any warranty on the ring. Chat Icon Chat Icon Chat Icon



renters insurance alone will not cover the ring. you need to add the jewelry rider to it.

mine did when i had renters insurance. It covered up to 4000 in jewelry. I figured a side baguette is less than that....

Posted 10/26/11 10:47 AM
 

Watever143
LIF Adult

Member since 12/10

1537 total posts

Name:

Re: My diamond cracked...Need help

So I went to macys today and they gave me a estimate. Wasnt bad of a price considering i dnt have insurance. I am going to go to get a second option..Just dno if I want to sendmy ring to macys company for 2 weeks

Posted 10/26/11 10:35 PM
 

Lina
My angel is finally here

Member since 5/10

2559 total posts

Name:
Lindsay

Re: My diamond cracked...Need help

Not sure how big the diamond is but if it's not too big you might be surprised at how cheaply you could get it replaced. Even if you do have renters/homeowners it might not be worth it to claim it b/c then your insurance will probably go up and you might have a deductible that might be more than actually paying to fix it yourself. Just to give you an idea, my bands on my wedding ring and engagement ring have a lot of small diamonds around the entire band and I once lost a stone and it was only $50 to replace. Worth checking into. Not sure where you are located but Good Old Gold in Massapequa is really great and they wont try to take you for every last penny. GL

Posted 10/27/11 8:07 PM
 

Lina
My angel is finally here

Member since 5/10

2559 total posts

Name:
Lindsay

Re: My diamond cracked...Need help

Posted by Watever143

So I went to macys today and they gave me a estimate. Wasnt bad of a price considering i dnt have insurance. I am going to go to get a second option..Just dno if I want to sendmy ring to macys company for 2 weeks


Just saw your update. I would check with some other local places and see if they can do it for the same or cheaper. A lot of jewelry stores have a jeweler on-site and they can probably do it while you wait which is what I did or even pick it up a few days later. I wouldnt want to part w/my ring for that long either.

Posted 10/27/11 8:09 PM
 

queensgal
Smile

Member since 4/09

3287 total posts

Name:

Re: My diamond cracked...Need help

Posted by LSP2005

If one diamond hits another one it can crack. If the diamond was hit at a fracture point it can crack. It would take a lot of force but it can happen. That is how you get facets on a diamond. If not every one would be wearing unpolished and uncut stones.Chat Icon



DUH - yes that makes sense Chat Icon

Posted 10/28/11 7:29 PM
 
 

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