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evrythng4areason
And then there were 4
Member since 1/10 5224 total posts
Name:
Kayla
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insurance quote?
we just got a quote of $721 a year..3 bedrooms, 1 bath, 1202 square feet house, .3 acre lot
do you think we'll get any lower?
thanks!
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Posted 12/28/11 3:08 PM  |
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Prudential Douglas Elliman Real Estate
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Katareen
5,000 Posts!
Member since 4/10 7180 total posts
Name:
Katherine
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Re: insurance quote?
Seems pretty good to me! We have 4BD/2BA and pay almost double that! 
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| Posted 12/28/11 3:29 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: insurance quote?
Homeowners quote do not include land. its based on rebuilding value of the home.
so it sounds pretty good.
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| Posted 12/28/11 4:28 PM |
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marieSand
Hello LIF!!!
Member since 8/10 1224 total posts
Name:
marie
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Re: insurance quote?
sounds very good to me, but I would get a bunch of quotes.
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| Posted 12/28/11 6:53 PM |
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Dulcinea
Weekend Warrior
Member since 3/08 2530 total posts
Name:
Dulcinea
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Re: insurance quote?
Do you have a separate 1 or 2 car garage? What's the age of your house? Does the quote include things such as flood coverage or is it just basic? Do you have an alarm system?
Those are some factors that determine the cost of your ins. rate...
I think if your insurance is just basic and you have no detached garage, you could do better than that rate.
Just for comparison sake, my home is over 2000 SF with a 2 car detached garage and my rate is abit less than what you got so I think you can do better...
Call 1 or 2 agents who can shop at multiple insurance providers for you.
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| Posted 12/29/11 12:10 PM |
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evrythng4areason
And then there were 4
Member since 1/10 5224 total posts
Name:
Kayla
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Re: insurance quote?
it was actually 708..they apparently misquoted us and my bf just called them back
there's a 1 car detached garage..
the house was built in 1924..there's no alarm now but we will be installing one the first week we live there..
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| Posted 12/29/11 12:23 PM |
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when
Maybe this time?
Member since 7/07 1761 total posts
Name:
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Re: insurance quote?
I think that's a great price!
You can shop a few more, but I think that sounds really great.
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| Posted 12/29/11 1:18 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: insurance quote?
Honestly I think you can do better on the price and get it in the 600s. Especially if you raise your deductable.
I would call around and get more quotes. Check with Liberty Mutual as I get great rates with them.
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| Posted 12/29/11 2:13 PM |
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schmora15
LIF Adult
Member since 9/08 2476 total posts
Name:
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Re: insurance quote?
I'm wondering what company you got that quote from? I feel like we've been over paying. We pay 1200 for a 3 bedroom 2 bath and 1000 sq ft. Thank you!
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| Posted 12/29/11 5:46 PM |
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evrythng4areason
And then there were 4
Member since 1/10 5224 total posts
Name:
Kayla
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Re: insurance quote?
the quote was through geico, and doesn't reflect that our car ins. will drop by about $10 a month too since it's through them also, saving another 120ish a year
liberty mutual (who i have my car ins. through) wanted 1646/year 
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| Posted 12/29/11 6:15 PM |
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schmora15
LIF Adult
Member since 9/08 2476 total posts
Name:
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Re: insurance quote?
Thanks! We actually just switched our car insurance to geico. Not sure why DH didn't check homeowners, I think he just wanted to do the cars since our other policy was expiring.
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| Posted 12/29/11 6:35 PM |
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schmora15
LIF Adult
Member since 9/08 2476 total posts
Name:
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Re: insurance quote?
I just asked him about it. For some reason he thought they didn't have homeowners in ny
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| Posted 12/29/11 6:37 PM |
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evrythng4areason
And then there were 4
Member since 1/10 5224 total posts
Name:
Kayla
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Re: insurance quote?
Posted by schmora15
I just asked him about it. For some reason he thought they didn't have homeowners in ny
i was told that all of the "big" insurance companies now act as brokers, but we got our quote through geico and they'll now give us the multi-policy discount
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| Posted 12/29/11 9:31 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: insurance quote?
Posted by evrythng4areason
liberty mutual (who i have my car ins. through) wanted 1646/year
Thats insane as I pay about $1300 a year for a 2500 square foot colonial that probably has at least twice the dwelling coverage.
I was only paying $675 a year with Liberty Mutual a few years ago when I had my last house (1400 square feet).
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| Posted 12/29/11 9:47 PM |
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azoodie
Member since 8/05 8377 total posts
Name:
Team SEXY BACK
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Re: insurance quote?
Try Anthony at Newbridge. He may not beat it but he will try!
516-781-9000 ext. 118
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| Posted 12/29/11 11:22 PM |
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