| Posted By |
Message |
babyfever24
LIF Adult
Member since 1/11 3340 total posts
Name:
|
Insurance question for the experts!
Hi ladies, I called up my insurance company today wondering about IF coverage since its coming up on a year we've been trying. He representative said we are one hundred recent covered for all fertility treatments for doctors in network with no life time limit and 70% covered out of network. To me this sounds too good to be true. Has anyone else had their treatments covered? And or what's the catch! ? Tia
|
Posted 2/15/12 7:11 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
missfabulous
#mommyneedswine
Member since 6/09 10031 total posts
Name:
Colleen
|
Re: Insurance question for the experts!
Do they cover medications and anathestia? I think these are the only things my insurance doesnt cover.
|
| Posted 2/15/12 7:41 PM |
| |
|
Journey33
LIF Adult
Member since 12/11 1402 total posts
Name:
|
Re: Insurance question for the experts!
WOW thats awesome!!!! I agree with Ms Fabulous!! Check to see if those other items are covered as well.. even if they're not, you're pretty lucky!!
|
| Posted 2/15/12 7:43 PM |
| |
|
AngnShaun
Sisters
Member since 1/10 21015 total posts
Name:
Ang
|
Re: Insurance question for the experts!
Wow im jealous.... If thats what they told you. Theres no reason to think its not true.
|
| Posted 2/15/12 7:44 PM |
| |
|
Domino
Always My Miracle
Member since 9/05 9924 total posts
Name:
|
Re: Insurance question for the experts!
we are 100% covered for all treatments and medications and no copay because we use a center of excellence. The only difference is that we have a lifetime max of 50K (but a whole IVF cycle is only 6K because of reduced rates that have worked out with the insurance company).
|
| Posted 2/15/12 8:14 PM |
| |
|
babyfever24
LIF Adult
Member since 1/11 3340 total posts
Name:
|
Re: Insurance question for the experts!
Thanks ladies!
|
| Posted 2/15/12 8:55 PM |
| |
|
mig
LIF Adolescent
Member since 11/10 888 total posts
Name:
|
Re: Insurance question for the experts!
I'm 100% covered as well as the pp. We don't even pay co-pays because we use a center of excellence.
|
| Posted 2/15/12 9:56 PM |
| |
|
gina409
TWINS!
Member since 12/09 27635 total posts
Name:
g
|
Re: Insurance question for the experts!
holy shiit!
i want ur insurance 
|
| Posted 2/15/12 10:00 PM |
| |
|
MrsM429
Mama x2 <3
Member since 12/10 4946 total posts
Name:
|
Re: Insurance question for the experts!
Posted by gina409
holy shiit!
i want ur insurance
Seriously, I'm so jealous!!!
That's awesome!! 
|
| Posted 2/15/12 11:26 PM |
| |
|
moonmist09
Thank you, St. Gerard!
Member since 2/11 5043 total posts
Name:
Antonella
|
Re: Insurance question for the experts!
Posted by gina409
holy shiit!
i want ur insurance
make this three of us! I'm only covered for basic IF, no IVF
|
| Posted 2/16/12 10:23 AM |
| |
|
NYCGirl80
I love my kiddies!
Member since 5/11 10413 total posts
Name:
|
Re: Insurance question for the experts!
Posted by babyfever24
Hi ladies, I called up my insurance company today wondering about IF coverage since its coming up on a year we've been trying. He representative said we are one hundred recent covered for all fertility treatments for doctors in network with no life time limit and 70% covered out of network. To me this sounds too good to be true. Has anyone else had their treatments covered? And or what's the catch! ? Tia
I HOPE this is the case for you. I just want to warn you of what happened to me. I called my insurance company to ask about IVF coverage. She read to me my "infertility" coverage was 90% for in-network. Blah, blah, blah. What she did not know or tell me was this does not cover the exceptions, which included IVF. It was only when we went for approval and were denied that we found out we had to pay for everything out of pocket.
But again, I hope your coverage is better than mine.
|
| Posted 2/16/12 2:34 PM |
| |
|
babyfever24
LIF Adult
Member since 1/11 3340 total posts
Name:
|
Re: Insurance question for the experts!
Posted by NYCGirl80
Posted by babyfever24
Hi ladies, I called up my insurance company today wondering about IF coverage since its coming up on a year we've been trying. He representative said we are one hundred recent covered for all fertility treatments for doctors in network with no life time limit and 70% covered out of network. To me this sounds too good to be true. Has anyone else had their treatments covered? And or what's the catch! ? Tia
I HOPE this is the case for you. I just want to warn you of what happened to me. I called my insurance company to ask about IVF coverage. She read to me my "infertility" coverage was 90% for in-network. Blah, blah, blah. What she did not know or tell me was this does not cover the exceptions, which included IVF. It was only when we went for approval and were denied that we found out we had to pay for everything out of pocket.
But again, I hope your coverage is better than mine.
Thanks I specifically asked about IVF and she said its covered. Thx for all the responses!
|
| Posted 2/16/12 5:20 PM |
| |
|
