You must first be logged in to post a new topic.
If you are not registered, please click "Create Account".
| Posted By |
Message |
youngmama
LIF Adolescent
Member since 4/06 530 total posts
Name:
|
Homeowners! UGH
State farm just gave me the HARDEST time about signing with them after getting a quote a month ago.
They told me to call back a week before closing and now they told me they arent giving out anymore policies.
I had to cry over the phone..our closing date is 8 days away and our baby is due in 10 days. He finally gave in and granted us the insurance. Why was he able to give it to me after all the trouble? What is going on out there? No one is giving out policies!
Oh and BTW do any of you pay extra for the disability insurance ( They pay 3 years of your mortgage if my husband becomes disabled) I wasnt sure if this was just a cheezy upsell.
|
Posted 6/22/09 12:50 PM  |
| |
|
Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
GoldenRod
10 years on LIF!
Member since 11/06 26792 total posts
Name:
Shawn
|
Re: Homeowners! UGH
Long Island is "due" for a big hurricane soon.....  so a lot of insurance companies aren't giving out new plans for LI...
|
| Posted 6/22/09 1:06 PM |
| |
|
BaroqueMama
Chase is one!
Member since 5/05 27530 total posts
Name:
me
|
Re: Homeowners! UGH
I'll tell ya, it was a huge pain in the azz last year for us because we live near the water. And what are people supposed to do if no one is giving out policies anymore??? I'll tell ya, it's all assbackwards.
|
| Posted 6/22/09 1:10 PM |
| |
|
SpiceGirl
Dream big
Member since 1/06 2486 total posts
Name:
j
|
Re: Homeowners! UGH
When I was shopping for Homeowners insurance in 2008...as soon as I'd say "Suffolk County"...they were like GOODBYE! They didn't want to know if I was near water or not.
I finally got insurance through State Farm.
|
| Posted 6/22/09 2:37 PM |
| |
|
mcd01
Life is good : )
Member since 3/09 1932 total posts
Name:
Melissa
|
Re: Homeowners! UGH
 omg, I never heard such a thing, I do not live in N.Y but still... I think anyone who call's for ins. should receive it.... regardless of what they may think the weather is....
|
| Posted 6/22/09 2:44 PM |
| |
|
pnbplus1
Family
Member since 5/09 5751 total posts
Name:
Mommy
|
Re: Homeowners! UGH
I'm glad it worked out for you in the end. We just went through this and it was horrible. Nobody wanted to insure us because we are less than 1 mile from water. It's a small bay with canals, not the freaking ocean! One company also mentioned that its because we are near a large pond. Ridiculous!
Side note: When i lived on the east side of Manhattan, Allstate wouldn't insure us (rental insurance) because we lived near water. We lived on the 20th floor and on an elevated street! Crazy!
|
| Posted 6/22/09 5:13 PM |
| |
|
OStewarts
LIF Adult
Member since 11/07 1096 total posts
Name:
|
Re: Homeowners! UGH
I had the same experience last week with a State Farm agent in Nassau. They are only permitted to write a certain number of new policies a year for Long Island and he already reached his cap. I tried All State and they would not write me a policy either! Anyway, the All State agent recommended a broker and she got us a policy with Farmers - for a pretty decent price.
|
| Posted 6/22/09 5:29 PM |
| |
|
Mommy2Boys
My Boys!!!!
Member since 6/06 14437 total posts
Name:
C
|
Re: Homeowners! UGH
I was told not to call the 800 numbers...to call a local office in your area. I called 6 different insurance companies at the 800 numbers and all told me the same thing.
|
| Posted 6/22/09 11:16 PM |
| |
|
