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busymomonli
Resident Insomniac
Member since 4/13 2052 total posts
Name:
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Homeowners?
Who do you have for your homeowners? I just got dropped from State Farm for having two claims in 19 years. 
I will shop around but wondering if anyone found a good price and is happy with the company they chose. And will I be penalized for having a claim (like having an auto accident)?
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Posted 10/24/18 3:33 PM  |
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mrsrainbow
LIF Adult
Member since 1/17 1465 total posts
Name:
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Homeowners?
Wow that's absurd. We have Allstate but have never put in a claim so IDK about that.
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| Posted 10/24/18 3:37 PM |
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SusiBee
. . . . .
Member since 3/09 8268 total posts
Name:
S
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Re: Homeowners?
Geico, but have never put in a claim.
Have them bundled with my car.
We dropped State Farm when all our premiums started going up, and we got the most absurd reasons why the car premiums kept going up.
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| Posted 10/24/18 3:59 PM |
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PhyllisNJoe
My Box Is Broken
Member since 6/11 9145 total posts
Name:
Phyllis
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Re: Homeowners?
We have Allstate. We bundle our home, car & life insurance with them
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| Posted 10/24/18 4:26 PM |
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StaceyLu
LIF Adolescent
Member since 2/17 572 total posts
Name:
Stacey
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Homeowners?
Narragansett Bay. We were dropped by State Farm after Sandy. They've been great.
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| Posted 10/24/18 4:47 PM |
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Homeowners?
I have Allstate for home and auto
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| Posted 10/24/18 4:56 PM |
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jamnmore
LIF Adult
Member since 6/16 989 total posts
Name:
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Homeowners?
We have utica national bundled with auto. We went to them after state farm doubled are rates and halved our coverage. I won't use Allstate.
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| Posted 10/25/18 1:18 PM |
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angelicd77
LIF Adolescent
Member since 12/13 794 total posts
Name:
Kim
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Re: Homeowners?
Posted by PhyllisNJoe
We have Allstate. We bundle our home, car & life insurance with them
This
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| Posted 10/25/18 1:21 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Homeowners?
Adirondack for everything- home and auto.
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| Posted 10/25/18 1:23 PM |
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blu6385
Member since 5/08 8351 total posts
Name:
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Re: Homeowners?
Narragansett Bay but I suggest going through a broker. I used the one recommended on here (Jennifer Jennings) and she found me the best price and the best price ended up be me going to different companies for auto and house.
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| Posted 10/25/18 1:31 PM |
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busymomonli
Resident Insomniac
Member since 4/13 2052 total posts
Name:
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Homeowners?
Thank you. My agent actually called me today to see if I got the letter and asked if I wanted a referral to a broker (who happens to be the husband of the woman that owns the agency) and I thought that was weird and slightly inappropriate.
But she did tell me something I didn't know. Apparently there were two instances where we had something happen (leak or tree fall or something) and we called to discuss a claim, but when we got estimates realized with the deductible it wasn't worth it, so we cancelled the "claim". Apparently these are seen as strikes against you even though no money was paid out. Crazy right?? Seems kind of ridiculous, but may be a heads up for you guys to not do that.
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| Posted 10/25/18 3:30 PM |
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RainyDay
LIF Adult
Member since 6/15 3998 total posts
Name:
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Homeowners?
Geico but never put in a claim
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| Posted 10/25/18 4:08 PM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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Re: Homeowners?
Posted by busymomonli
Thank you. My agent actually called me today to see if I got the letter and asked if I wanted a referral to a broker (who happens to be the husband of the woman that owns the agency) and I thought that was weird and slightly inappropriate.
But she did tell me something I didn't know. Apparently there were two instances where we had something happen (leak or tree fall or something) and we called to discuss a claim, but when we got estimates realized with the deductible it wasn't worth it, so we cancelled the "claim". Apparently these are seen as strikes against you even though no money was paid out. Crazy right?? Seems kind of ridiculous, but may be a heads up for you guys to not do that.
I actually don’t think the agent was being inappropriate. A broker can deal with multiple carriers while an agent only deals with one carrier so she was trying to help you since the broker can market it and find you the best policy and rate.
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| Posted 10/25/18 7:31 PM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: Homeowners?
Posted by StaceyLu
Narragansett Bay. We were dropped by State Farm after Sandy. They've been great.
We also have Narragansett Bay.
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| Posted 10/26/18 9:21 AM |
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