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Crosspost-Target Home Items & Credit Cards
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Crosspost-Target Home Items & Credit Cards
Post
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Posted 2/6/08 2:08 PM  |
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Prudential Douglas Elliman Real Estate
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bicosi
life is a carousel
Member since 7/07 14956 total posts
Name:
M
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Re: Crosspost-Target Home Items & Credit Cards
I don't have one but I'm always being asked. You get 10% off if you open up and use it. It's worth it if you plan on paying it off immediately. Otherwise, it's pointless to do because they'll get you on the interest. 
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| Posted 2/6/08 2:12 PM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: Crosspost-Target Home Items & Credit Cards
Posted by bicosi
I don't have one but I'm always being asked. You get 10% off if you open up and use it. It's worth it if you plan on paying it off immediately. Otherwise, it's pointless to do because they'll get you on the interest.
Oh, absolutely, but 10% on almost 1k purchase would be worth it, and I would def. pay it off right away (being I don't want any additional debt)
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| Posted 2/6/08 2:14 PM |
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Mrs-D-Girl
Love my fur baby
Member since 8/07 5183 total posts
Name:
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Re: Crosspost-Target Home Items & Credit Cards
IMO, I try very hard not to open store CC for many reasons (Open Credit, interest rates are usually insane, etc..). I use my AMEX for everything!! I get points using my AMEX and I pay no interest on the card.
If you can pay it off quick, then I say go for it, but if you are going to pay it off slowly, I say use a major CC instead.
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| Posted 2/6/08 2:16 PM |
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bicosi
life is a carousel
Member since 7/07 14956 total posts
Name:
M
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Re: Crosspost-Target Home Items & Credit Cards
Posted by kerrycec03
Posted by bicosi
I don't have one but I'm always being asked. You get 10% off if you open up and use it. It's worth it if you plan on paying it off immediately. Otherwise, it's pointless to do because they'll get you on the interest.
Oh, absolutely, but 10% on almost 1k purchase would be worth it, and I would def. pay it off right away (being I don't want any additional debt)
then go for it! Happy Shopping!
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| Posted 2/6/08 2:16 PM |
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