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Credit Check - Hard v. soft inquiries
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MrsD06
LIF Toddler
Member since 9/07 478 total posts
Name:
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Credit Check - Hard v. soft inquiries
Message edited 10/28/2008 7:13:22 PM.
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Posted 10/27/08 8:54 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Credit Check - Hard v. soft inquiries
Probably a hard against all three reporting agencies. The preapproval may also require a hard pull too.
Soft pulls are either when you check your own credit report, or if a bank wants to check it for the sole purpose of either sending you preapproved offers, or if they already have a relationship with you (you have cards with them), they check your credit periodically (these are called account reviews).
I wouldn't stress it. Credit checks are part of the home buying process.
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| Posted 10/27/08 10:12 PM |
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