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JWG421
Our miracle is here
Member since 12/12 2507 total posts
Name:
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cheaper Life Insurance
I just recently got a life insurance policy written with prudential and i feel like i am paying a lot per month.
i have full term and i am paying $45 a month
i am 41 years old, healthy etc
Is this alot?
can i shop?
how do you do that?
thanks
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Posted 2/27/17 11:00 AM  |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: cheaper Life Insurance
How much insurance do you have on yourself?
$250 K? $500 K?
That will make a difference in if that rate is good or not
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| Posted 2/27/17 11:03 AM |
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JWG421
Our miracle is here
Member since 12/12 2507 total posts
Name:
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Re: cheaper Life Insurance
Posted by NervousNell
How much insurance do you have on yourself?
$250 K? $500 K?
That will make a difference in if that rate is good or not
makes sense
$250 in cvg
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| Posted 2/27/17 12:54 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: cheaper Life Insurance
I have the same amount of coverage.
I pay $69 every 3 months. (we pay quarterly) I had excellent health scores (don't ask me how, if you saw what I ate and how little I move around!  )
Mine is cheaper than my husband due to my medical tests being better than his.
I was about 39 or 40 when we got it.
We went through my BIL's agency- and they shopped us around for the best rates based on our medical test results.
I got into a lower priced company....I will find out the name and let you know.
ETA- The policy I have is through Liberty
Message edited 2/27/2017 1:15:04 PM.
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| Posted 2/27/17 1:11 PM |
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DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
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cheaper Life Insurance
Sounds high for the amount of coverage.
I have a 1 million policy and pay I think $465, less than $500 for sure, annually.
It's through Axa and I got it at 32 yrs old and fell into the top health category.
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| Posted 2/27/17 1:42 PM |
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MrsWoods
LIF Adult
Member since 4/12 1461 total posts
Name:
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cheaper Life Insurance
I have 250k at 37 yrs old for $17 a month from northwestern mutual
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| Posted 2/27/17 5:52 PM |
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ChristinaM128
LIF Adult
Member since 8/12 4043 total posts
Name:
Christina
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Re: cheaper Life Insurance
I pay about that (maybe a few dollars more) for double the coverage amount you have. I'm 38 and just got the policy this summer.
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| Posted 2/27/17 7:31 PM |
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MrsA1012
love my little girl !
Member since 9/10 5777 total posts
Name:
Me
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cheaper Life Insurance
Sounds high , I pay $84 per month for 1 mil, good health , early 30s.
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| Posted 2/27/17 10:26 PM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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cheaper Life Insurance
you should get some additional quotes. but make sure you are comparing apples to apples. some plans offer things that you may or may not be interested in, such as cash value. and some limit the amount of years you would pay into the plan. some may increase the premium if your health changes, etc.
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| Posted 2/28/17 11:14 AM |
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lightblue
LIF Adult
Member since 1/17 2249 total posts
Name:
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Re: cheaper Life Insurance
Posted by DiamondGirl
Sounds high for the amount of coverage.
I have a 1 million policy and pay I think $465, less than $500 for sure, annually.
It's through Axa and I got it at 32 yrs old and fell into the top health category.
Mine is similar and I have AXA.
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| Posted 2/28/17 11:40 AM |
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CL2012
LIF Toddler
Member since 1/13 374 total posts
Name:
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Re: cheaper Life Insurance
That seems high for that amount of coverage and healthy.
I have a $1m policy, highest health class, early 30s and pay about $55/month
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| Posted 2/28/17 1:15 PM |
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rebeccamol
LIF Adult
Member since 10/13 975 total posts
Name:
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cheaper Life Insurance
My husband and i pay $19 a month for the two of us. Luckily because hes the union member they count me as his age :) i have $150K and he has $250K that was the maximum
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| Posted 2/28/17 1:38 PM |
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KateBennetReel
LIF Adolescent
Member since 10/15 555 total posts
Name:
Keep
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cheaper Life Insurance
$500k $51mnthly began at age 39
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| Posted 3/1/17 8:17 AM |
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