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ac13
LIF Adolescent
Member since 5/09 745 total posts
Name: A
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Changing Ins Q; IUI before IVF - update at bottom
My insurance is changing; the new carrier has the "lesser before greater treatment" rule - meaning you have to do IUI before they approve IVF. I ran into this last year with my old carrier and ended up having to do 3 clomid IUIs and 3 injectible IUIs before being approved for IVF.
My question is: will i be required to do the 6 IUIs before they approve IVF again, or will my previus IUIs count? I called the new carrier but being i'm not officially on the plan yet they couldnt tell me anything.
Has anyone had experience with this?? i know all insurance plans are different, but was hoping somebody went through something similar and would be willing to share.
Also - my new carrier is UHC Oxford - anyone have any good/bad experiences with them?
Message edited 8/19/2013 12:41:16 PM.
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Posted 4/24/13 7:43 AM |
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CindySN23
Stop, Think & Breathe...

Member since 8/11 3550 total posts
Name: Cindy
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Changing Ins Q; IUI before IVF
I would think that the previous IUI's would count since that just means you need IVF.
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Posted 4/24/13 8:39 AM |
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IVFmiracle
Complete

Member since 12/12 4088 total posts
Name:
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Re: Changing Ins Q; IUI before IVF
That is a really good question and I would like to know the answer when you finally find out for sure!
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Posted 4/25/13 5:58 PM |
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PennyCat
Just call me mommy :)

Member since 7/08 19084 total posts
Name: Jib
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Re: Changing Ins Q; IUI before IVF
Your previous IUIs should count, your doctor would just need to show proof of medical necessity for IVF and show the documented IUIs.
Good luck! When we got approved for IVF it was a big night in my house My dh and I celebrated!
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Posted 4/25/13 6:16 PM |
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ac13
LIF Adolescent
Member since 5/09 745 total posts
Name: A
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Re: Changing Ins Q; IUI before IVF
i hope you ladies are right!!
IVFmiracle - i'll let you know when i find out...hopefully will know in a few weeks after my insurance changes.
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Posted 4/25/13 7:17 PM |
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gina409
TWINS!

Member since 12/09 27635 total posts
Name: g
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Re: Changing Ins Q; IUI before IVF
i am pretty sure they count!
best of luck
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Posted 4/25/13 8:01 PM |
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TyReseGreen
Lil Prince is here

Member since 8/11 6338 total posts
Name: Theresa
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Re: Changing Ins Q; IUI before IVF
Posted by gina409
i am pretty sure they count!
best of luck
Agree!!! Good Luck
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Posted 4/26/13 1:12 AM |
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01ellie
LIF Adult

Member since 9/10 2245 total posts
Name:
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Re: Changing Ins Q; IUI before IVF
Posted by gina409
i am pretty sure they count!
best of luck
i agree, good luck!
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Posted 4/26/13 11:12 AM |
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hope123
LIF Adult
Member since 2/08 1097 total posts
Name:
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Changing Ins Q; IUI before IVF
Previous iuis should count.
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Posted 4/26/13 1:39 PM |
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newlywedT
LIF Adolescent
Member since 9/11 793 total posts
Name:
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Re: Changing Ins Q; IUI before IVF
Hi OP,
any update concerning this?
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Posted 8/19/13 12:04 PM |
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ac13
LIF Adolescent
Member since 5/09 745 total posts
Name: A
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Re: Changing Ins Q; IUI before IVF
I did NOT have to go through IUIs before getting approved for IVF and my max started over again.
still working through the typical pains of insurance companies though...that part didnt go away! lol
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Posted 8/19/13 12:41 PM |
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newlywedT
LIF Adolescent
Member since 9/11 793 total posts
Name:
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Re: Changing Ins Q; IUI before IVF - update at bottom
Cool.
What was the process like?
Insurance said - "You need to do IUI" you said - "I did" Insurance said - "show us proof from the doctor" you faxed a letter from the doctor Insurance said - "Ok, you can do IVF now"
or did they not care and didn't even mention IUI at all ?
Thanks
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Posted 8/19/13 3:51 PM |
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ac13
LIF Adolescent
Member since 5/09 745 total posts
Name: A
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Re: Changing Ins Q; IUI before IVF - update at bottom
when I called up their infertility management line and got assigned a nurse case manager. I explained everything to her and she said no way would they make me go through IUI first. So, when my RE put in the approval request for my IVF i assumed that they had to provide previous cycle sheets in. There was no issue (that i know of) and was approved right away.
GL
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Posted 8/19/13 4:11 PM |
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newlywedT
LIF Adolescent
Member since 9/11 793 total posts
Name:
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Re: Changing Ins Q; IUI before IVF - update at bottom
Awesome.
Good luck
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Posted 8/19/13 4:23 PM |
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