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LIRascal
drama. daily.
Member since 3/11 7287 total posts
Name:
Michelle
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Auto Insurance for Senior Citizen- help?
*Please don't suggest Geico)
Hi Everyone
I need suggestions or recommendations for my mom. She is 67 with a clean driving record, defensive driving, senior citizens driving course. She drives less than 2000 miles a year, 2002 Buick Park Ave.
She lives on a fixed/limited income and cannot afford what they are quoting her ($130/mo) This includes 100/300 liability coverage and collision with a $1000 deductible.
Does anyone have a reference or recommendation on how to find out if there are senior citizen programs? I've googled, but all I get are ads. 
Not geico
Thanks!
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Posted 9/6/17 10:30 AM  |
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jamnmore
LIF Adult
Member since 6/16 989 total posts
Name:
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Auto Insurance for Senior Citizen- help?
Try reaching out to a broker - I use Tom Lee from The Joseph Price Agency in Farmingville. He shops us yearly to make sure we are getting the best rates.
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| Posted 9/6/17 10:38 AM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Auto Insurance for Senior Citizen- help?
I wonder if AARP would have any resources for something like this?
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| Posted 9/6/17 10:43 AM |
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Auto Insurance for Senior Citizen- help?
Contact jen Jennings at Parker and Bradley she will shop for you!
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| Posted 9/6/17 10:46 AM |
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SusiBee
. . . . .
Member since 3/09 8268 total posts
Name:
S
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Re: Auto Insurance for Senior Citizen- help?
Not Geico ? My dad has Geico and he doesn't pay that much.
What about dropping collision coverage because the car is older.
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| Posted 9/6/17 10:53 AM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: Auto Insurance for Senior Citizen- help?
Posted by SusiBee
Not Geico ? My dad has Geico and he doesn't pay that much.
What about dropping collision coverage because the car is older.
I was going to suggest dropping collision as well because when a car is that old, it isn't even worth that much book value wise so you wouldn't even get much should you crash it . Especially with such a high deductible. You'd get nothing anyway.
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| Posted 9/6/17 10:54 AM |
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LIRascal
drama. daily.
Member since 3/11 7287 total posts
Name:
Michelle
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Auto Insurance for Senior Citizen- help?
She feels strongly about keeping collision It's an '02 and the KBB value is $3800 ugh I know
If I drop collision, it's $109 a month
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| Posted 9/8/17 12:18 AM |
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LIRascal
drama. daily.
Member since 3/11 7287 total posts
Name:
Michelle
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Re: Auto Insurance for Senior Citizen- help?
Posted by SusiBee
Not Geico ? My dad has Geico and he doesn't pay that much.
What about dropping collision coverage because the car is older.
They do not replace auto parts that are broken/damaged with OEM parts. They take too long for claims, and too many of my friends have badmouthed their services.
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| Posted 9/8/17 12:19 AM |
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