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MarathonKnitter
HAPPY
Member since 2/07 17374 total posts
Name:
EMBRACING CHANGE
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amex and visa gift card question
i understand that these gift cards have a fee, but do the gift cards lose value if they aren't used?
is there a better (cheaper) way to gift money without it being a store gift card that isn't a check?
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Posted 8/23/17 6:02 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
hmm
Sweet
Member since 1/14 8012 total posts
Name:
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amex and visa gift card question
Cash, no extra fee and never loses value. Im not sure why so many people are afraid to just give cash. I would prefer cash over GC any day
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| Posted 8/23/17 8:26 PM |
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lightblue
LIF Adult
Member since 1/17 2249 total posts
Name:
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Re: amex and visa gift card question
Posted by hmm
Cash, no extra fee and never loses value. Im not sure why so many people are afraid to just give cash. I would prefer cash over GC any day
I guess some people feel weird about giving cash outright, so that's why they give gift cards.
OP- Pretty sure the only money gift card that doesn't have a fee is a TD Bank GC but you have to be a member there.
I usually end up giving my DD's daycare staff around the holidays Target GC's because I know pretty much everyone goes there lol.
Message edited 8/24/2017 8:56:03 AM.
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| Posted 8/24/17 8:55 AM |
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Eunyboo
<3
Member since 7/12 4376 total posts
Name:
E
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Re: amex and visa gift card question
Posted by hmm
Cash, no extra fee and never loses value. Im not sure why so many people are afraid to just give cash. I would prefer cash over GC any day
Also, if you're mailing something, usually GC over cash. If you have the # of the GC, you can always place a stop if recepient doesn't get it.
OP, I usually do AMEX. Giftcards don't lost value over time. Some VISAs charge a "non-use" fee.
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| Posted 8/24/17 12:11 PM |
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ziamaria
I love this boy!
Member since 4/07 3372 total posts
Name:
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Re: amex and visa gift card question
Amazon isn't necessarily a no-name giftcard, but I think people can get way more there then with any other store gift card, so I usually give it as a gift -- no fee for amazon gift cards.
The $ on most gift cards doesn't go away. I just went through a stack of gift cards from 10+ years ago and was able to get 561 that was still valid on a combination of cards - visa, amex, gap, old navy, target, walmart, toys r us, ulta, victorias secret, macys, etc.
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| Posted 8/24/17 4:04 PM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: amex and visa gift card question
One reason I prefer to receive a gift card over cash or a check is that when I get cash or a check I end up just depositing it in my checking account and paying bills with it.
If I get a gift card, I am forced to spend it on something fun for myself !
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| Posted 8/24/17 4:18 PM |
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