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Anyone have Emblem for Health Insurance?
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LiveAgain
Listen close....

Member since 8/07 3545 total posts
Name:
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Anyone have Emblem for Health Insurance?
Anyone have Emblem health coverage??
DH was given an enrollment form on Friday (as he left early so we could go away for the weekend) and was told to have it back by Monday.
His boss gave him nothing with it, so I know nothing about the plan....just wondering if anyone can give me some feedback. THANKS!
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Posted 6/26/11 5:50 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Anyone have Emblem for Health Insurance?
WE have Emblem Health GHI. Coverage is ok, good amount of doctors, just none that we had used before. We have a family of 4, so we have an individual deductible of $2000 each, or a family max of $6000. Plus a 20 % coinsurance. They pay very little to the doctors.
I know that for the kids, it's great. No copays. as adults, we have $40 copays. What other specific questions do you have?
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Posted 6/26/11 6:05 PM |
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LiveAgain
Listen close....

Member since 8/07 3545 total posts
Name:
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Re: Anyone have Emblem for Health Insurance?
I didnt really have specific questions, his boss was trying to tell him it was comparable to the Empire BC/BS we were giving up. Just wanted to get some feedback from people who actually have it.
I just wrote a proposal for Skydive L.I for Emblem and it looked good from the point of no co-pays for the kids like you mention, however everything else looked sub par compared to Empire.
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Posted 6/26/11 8:03 PM |
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lovemyfamily88
LIF Adolescent
Member since 5/10 641 total posts
Name: ????
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Re: Anyone have Emblem for Health Insurance?
I have emblem ppo. It's great .1000$ hospitalization deductable and no coinsurence. No copays for kids visits and $30 for adults . I know they have a few different plans. Not sure which one you have.
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Posted 6/26/11 8:17 PM |
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MrsSpring
I'm a lucky mama
Member since 1/10 7585 total posts
Name: L
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Re: Anyone have Emblem for Health Insurance?
i had empire blue cross until i joined dhs insurance - he has emblem when dd was born. i still have all the same drs. i love that theres no copays for dd. well or sick. our plan even covered formula for dd. i am very satisfied with it.
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Posted 6/26/11 10:14 PM |
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tara73
carseat nerd

Member since 11/09 3669 total posts
Name: Buttercup
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Re: Anyone have Emblem for Health Insurance?
We just switched to Emblem. Our coverage actually improved. I have no deductible for in network, $20 copay. Seems like all my Drs take it. Time will tell, but when I had Empire I didn't feel they were a prize.
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Posted 6/27/11 9:33 AM |
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