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Pumpkin1
LIF Adult
Member since 12/05 3715 total posts
Name:
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Cigna v. United Healthcare
I currently have Cigna but have the choice to change to United Healthcare. Any thoughts?
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Posted 4/27/18 8:38 AM  |
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SusiBee
. . . . .
Member since 3/09 8268 total posts
Name:
S
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Cigna v. United Healthcare
To many unknown variables to say one is better than the other.
Depends upon the plan offerings, the network of doctors / hospitals, co-pay rate, deductible rate.
I have CIGNA as my primary and Aetna as my secondary. Had BCBS in the past. Never had issues with any of them, but then again, it is the type of plan and the different level that my company offers that makes a difference.
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| Posted 4/27/18 9:01 AM |
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NYCGirl80
I love my kiddies!
Member since 5/11 10413 total posts
Name:
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Re: Cigna v. United Healthcare
Posted by SusiBee
To many unknown variables to say one is better than the other.
Depends upon the plan offerings, the network of doctors / hospitals, co-pay rate, deductible rate.
I have CIGNA as my primary and Aetna as my secondary. Had BCBS in the past. Never had issues with any of them, but then again, it is the type of plan and the different level that my company offers that makes a difference.
This.
Also, see if your doctors accept both.
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| Posted 4/27/18 11:09 AM |
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Pumpkin1
LIF Adult
Member since 12/05 3715 total posts
Name:
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Re: Cigna v. United Healthcare
Posted by SusiBee
To many unknown variables to say one is better than the other.
Depends upon the plan offerings, the network of doctors / hospitals, co-pay rate, deductible rate.
I have CIGNA as my primary and Aetna as my secondary. Had BCBS in the past. Never had issues with any of them, but then again, it is the type of plan and the different level that my company offers that makes a difference.
That's exactly what I needed to know. The coverage is basically the same, I was just wondering if one was easier to deal with than the other or had slightly better perks (i.e gym reimbursement, etc.)
Thank you.
Message edited 4/27/2018 11:12:23 AM.
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| Posted 4/27/18 11:10 AM |
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SusiBee
. . . . .
Member since 3/09 8268 total posts
Name:
S
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Re: Cigna v. United Healthcare
Posted by Pumpkin1
Posted by SusiBee
To many unknown variables to say one is better than the other.
Depends upon the plan offerings, the network of doctors / hospitals, co-pay rate, deductible rate.
I have CIGNA as my primary and Aetna as my secondary. Had BCBS in the past. Never had issues with any of them, but then again, it is the type of plan and the different level that my company offers that makes a difference.
That's exactly what I needed to know. The coverage is basically the same, I was just wondering if one was easier to deal with than the other or had slightly better perks (i.e gym reimbursement, etc.)
Thank you.
Perks are part of the package your employer chooses and pays for.
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| Posted 4/27/18 11:27 AM |
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rebeccamol
LIF Adult
Member since 10/13 975 total posts
Name:
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Cigna v. United Healthcare
Cigna is way better by far to deal with and approve things more easily and faster(I am medical biller)
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| Posted 4/27/18 12:49 PM |
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Cigna v. United Healthcare
Too many variables but I’ve had both and United was far better, but we also had a better plan through the employer. Cigna covered NOTHING again, at the discretion of my employer
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| Posted 4/27/18 1:42 PM |
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Lauren82
LIF Adult
Member since 10/06 4580 total posts
Name:
L
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Re: Cigna v. United Healthcare
I've had UnitedHealthcare for many years and have always been happy. My plan is very good and covers virtually everything, but I have found their customer service to be excellent.
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| Posted 4/27/18 6:24 PM |
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RainyDay
LIF Adult
Member since 6/15 3998 total posts
Name:
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Cigna v. United Healthcare
I have Cigna now and its covers the most but it's because of the plan options offered. Never had an issue
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| Posted 4/27/18 8:13 PM |
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