| Posted By |
Message |
Christine2
LIF Adult
Member since 2/09 1217 total posts
Name:
|
Homeowner's ins. question
We just finished our basement. My insurance agent called and convinced us to cancel our existing coverage and go with another company that would be a lower rate with better coverage. Seemed like a no brainer. Now an insepctor will be coming by. Problem is we do not have a CO for the basement. Will it have to be reported (and thus will my taxes increase)? Can I refuse to let the inspector down there? Thoughts?
|
Posted 8/31/17 11:52 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
hope123
LIF Adult
Member since 2/08 1097 total posts
Name:
|
Homeowner's ins. question
When we got home owner's insurance after buying a house, no one from the insurance company came inside the house. I think they just looked around the house from outside. Which company is this?
|
| Posted 9/1/17 12:15 AM |
| |
|
|
|
Homeowner's ins. question
I would just cancel and tell your agent you are keeping what you have.
|
| Posted 9/1/17 5:05 AM |
| |
|
chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
|
Homeowner's ins. question
I'm pretty sure they don't look for a CO. They just want to know what they are insuring. And like a pp said, they might just do a drive by. I think we just had to let our inspector into the backyard, at most.
|
| Posted 9/1/17 6:48 AM |
| |
|
BsMomma2014
Fly high little one
Member since 6/10 2662 total posts
Name:
nicole
|
Homeowner's ins. question
They do not look for a CO and usually don't even go into your house. It is usually an exterior inspection
|
| Posted 9/1/17 7:02 AM |
| |
|
angelicd77
LIF Adolescent
Member since 12/13 794 total posts
Name:
Kim
|
Homeowner's ins. question
I just bought my house and the inspector just looked at the outside of the house, they never came inside.
|
| Posted 9/1/17 1:38 PM |
| |
|
jame0801
LIF Toddler
Member since 5/11 428 total posts
Name:
|
Re: Homeowner's ins. question
Posted by angelicd77
I just bought my house and the inspector just looked at the outside of the house, they never came inside.
Can I ask who u use and how much a month it is? We are in the process of buying a house. We are thinking we will stick with Geico as we already use them for renters insurance. Thx!
|
| Posted 9/1/17 8:34 PM |
| |
|
ChristinaM128
LIF Adult
Member since 8/12 4043 total posts
Name:
Christina
|
Re: Homeowner's ins. question
They only came in to take photos of the electrical box downstairs.
|
| Posted 9/1/17 8:52 PM |
| |
|
Hope2009
Thankful
Member since 1/09 4429 total posts
Name:
A
|
Re: Homeowner's ins. question
I switch a year ago and they never came inside. Just pics from the outside.
|
| Posted 9/2/17 12:20 PM |
| |
|
angelicd77
LIF Adolescent
Member since 12/13 794 total posts
Name:
Kim
|
Re: Homeowner's ins. question
I have Allstate for everything. With the multi policy discount the homeowners is $1100 for the year and my car ins is $160/mo for full coverage on 2 cars. HTH!
|
| Posted 9/2/17 1:46 PM |
| |
|
jame0801
LIF Toddler
Member since 5/11 428 total posts
Name:
|
Re: Homeowner's ins. question
Posted by angelicd77
I have Allstate for everything. With the multi policy discount the homeowners is $1100 for the year and my car ins is $160/mo for full coverage on 2 cars. HTH!
Thanks!! Those are great prices!
|
| Posted 9/3/17 12:48 PM |
| |
|
FTM427
LIF Adult
Member since 1/12 1261 total posts
Name:
|
Re: Homeowner's ins. question
Posted by angelicd77
I have Allstate for everything. With the multi policy discount the homeowners is $1100 for the year and my car ins is $160/mo for full coverage on 2 cars. HTH!
$160 per month for 2 cars?? That is a great rate! I don't mean this to sound insulting but are your cars older? DH & I both have excellent credit and no claims etc and we pay more than double that for our cars!
|
| Posted 9/5/17 7:07 AM |
| |
|
lightblue
LIF Adult
Member since 1/17 2249 total posts
Name:
|
Re: Homeowner's ins. question
Posted by FTM427
Posted by angelicd77
I have Allstate for everything. With the multi policy discount the homeowners is $1100 for the year and my car ins is $160/mo for full coverage on 2 cars. HTH!
$160 per month for 2 cars?? That is a great rate! I don't mean this to sound insulting but are your cars older? DH & I both have excellent credit and no claims etc and we pay more than double that for our cars!
I pay about the same. We have Traveler's. DH has a 2016 and I have a 2011. Switched from Geico and saved nearly $600 for the year.
|
| Posted 9/5/17 9:14 AM |
| |
|
chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
|
Re: Homeowner's ins. question
Posted by lightblue
Posted by FTM427
Posted by angelicd77
I have Allstate for everything. With the multi policy discount the homeowners is $1100 for the year and my car ins is $160/mo for full coverage on 2 cars. HTH!
$160 per month for 2 cars?? That is a great rate! I don't mean this to sound insulting but are your cars older? DH & I both have excellent credit and no claims etc and we pay more than double that for our cars!
I pay about the same. We have Traveler's. DH has a 2016 and I have a 2011. Switched from Geico and saved nearly $600 for the year.
The amount of coverage makes a big difference in the premium too
|
| Posted 9/5/17 9:17 AM |
| |
|
angelicd77
LIF Adolescent
Member since 12/13 794 total posts
Name:
Kim
|
Re: Homeowner's ins. question
Posted by FTM427
Posted by angelicd77
I have Allstate for everything. With the multi policy discount the homeowners is $1100 for the year and my car ins is $160/mo for full coverage on 2 cars. HTH!
$160 per month for 2 cars?? That is a great rate! I don't mean this to sound insulting but are your cars older? DH & I both have excellent credit and no claims etc and we pay more than double that for our cars!
HAHA! Not mean at all! I have a 2010 RDX and a 2013 Ram both with full coverage. We have no claims either.
|
| Posted 9/5/17 1:47 PM |
| |
|
FTM427
LIF Adult
Member since 1/12 1261 total posts
Name:
|
Homeowner's ins. question
Wow! I'm going to have to get some quotes because we are paying a lot!
|
| Posted 9/5/17 1:53 PM |
| |
|
