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Car Insurance ??
Not sure if anyone has personal experience with this or they work for a car insurance company but if a child is under 18 years old, do they have to be on the parents policy?
I tried looking up quotes and it says they won't quote someone under 18.
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Posted 11/18/15 1:40 PM  |
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BsMomma2014
Fly high little one
Member since 6/10 2662 total posts
Name:
nicole
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Car Insurance ??
No they don't have to be on the parents policy but the Rate will be crazy since they are so young. As long as they have a valid DL then they can get auto insurance
Try Progressive they will definitely write an 18 year old
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| Posted 11/18/15 1:48 PM |
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Re: Car Insurance ??
My child is 17 and I really wanted her to get her own policy so if something happens, I won't have that chance that someone would sue me and can take my home.
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| Posted 11/18/15 1:55 PM |
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BsMomma2014
Fly high little one
Member since 6/10 2662 total posts
Name:
nicole
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Car Insurance ??
Sending you FM
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| Posted 11/18/15 2:00 PM |
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Re: Car Insurance ??
Posted by MrsVan2010
Sending you FM
Thanks 
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| Posted 11/18/15 2:11 PM |
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busymomonli
Resident Insomniac
Member since 4/13 2053 total posts
Name:
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Car Insurance ??
Can you send me the info as well, I will be in the same boat in a month.
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| Posted 11/18/15 2:29 PM |
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Car Insurance ??
I have a couple carriers that will write teens. It will be very expensive. Feel free to contact me at [email protected]
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| Posted 11/18/15 2:32 PM |
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BsMomma2014
Fly high little one
Member since 6/10 2662 total posts
Name:
nicole
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Re: Car Insurance ??
Posted by busymomonli
Can you send me the info as well, I will be in the same boat in a month.
Sent
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| Posted 11/18/15 2:39 PM |
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busymomonli
Resident Insomniac
Member since 4/13 2053 total posts
Name:
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Car Insurance ??
Thank you!
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| Posted 11/18/15 3:10 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Car Insurance ??
Posted by afternoondelight828
Not sure if anyone has personal experience with this or they work for a car insurance company but if a child is under 18 years old, do they have to be on the parents policy?
I tried looking up quotes and it says they won't quote someone under 18.
No. they don't. they can start on their own.
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| Posted 11/19/15 10:43 AM |
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ny55angel
car seat tech & geek :-)
Member since 2/06 4346 total posts
Name:
P
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Re: Car Insurance ??
Posted by afternoondelight828
My child is 17 and I really wanted her to get her own policy so if something happens, I won't have that chance that someone would sue me and can take my home.
Thats not entirely true. My broker made sure to tell me that because DD1 is living under my roof as my dependent that they could come after me if they wanted. Whether they win would be a different story, but that isn't a chance I was willing to take.
It's one of the reasons we have an umbrella policy in place. The minimal cost every year is worth it if God forbid something were to happen.
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| Posted 11/19/15 12:35 PM |
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