My doctor's office gave me this stack of paperwork to fill out for hospital pre-admission. Of course, within this stack there's a clause buried in there that we (and a witness) must sign that says we guarantee to pay any bill that is not covered by my insurance carrier. I know that if I don't sign it, the paperwork won't be processed. But, I also don't want to get stuck with a huge bill for an anesthesiologist (just as an example) that doesn't take my insurance plan and happens to be the one on call the night I go into labor.

What do you do in this case? Is there any way to "cover your butt" so to speak? Would it be nutty to include a letter in the stack of paperwork that states we only want medical staff that accepts our insurance plan to provide medical services to me and baby? Would they reject such a letter? How would I even word it?

Thanks so much!

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