I know it's a long shot asking on an LI board but...

anyone have any experience with USDA loans?

We're going to sign the P&S this weekend on a house hopefully following a ( ) good inspection. I know with USDA they are VERY stringent with the appraisal value being exactly at or above the loan amount. If it doesn't appraise at our purchase price, what are our options? The seller has made it pretty clear she's at her lowest price she can go.