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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Another homeowner poll
are you able to save money?
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Posted 7/21/06 7:15 AM  |
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2PreciousBlessings
The Perfect Pair
Member since 5/06 19861 total posts
Name:
Best Wife & Mommy
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Re: Another homeowner poll
Fortunately, for us we are able to save alot.
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| Posted 7/21/06 7:18 AM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Another homeowner poll
we havent bought yet, but i have my excel spreadsheet (what would I do without excel??) and after all our bills, and 401k savings, we will have $500 left (and on my sheet I round up to build in some emergency $$).
to me thats not alot to save each month, to others it might be.
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| Posted 7/21/06 7:45 AM |
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MrsSchwags
Soccer Baseball Lax Mom
Member since 10/05 11240 total posts
Name:
Jennifer
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Re: Another homeowner poll
we are only in 1 mth and we havent saved anything yet.
what goes in comes out for renovations
Message edited 7/21/2006 7:46:11 AM.
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| Posted 7/21/06 7:45 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Another homeowner poll
Posted by Meaghan729
we havent bought yet, but i have my excel spreadsheet (what would I do without excel??) and after all our bills, and 401k savings, we will have $500 left (and on my sheet I round up to build in some emergency $$).
to me thats not alot to save each month, to others it might be.
I am with you on that. IMO, $500 a month to save is not a lot. because we rent, we're able to save my salary.
hmm, maybe we should just keep renting 
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| Posted 7/21/06 7:59 AM |
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MrsPorkChop
Twinning!!
Member since 5/05 9941 total posts
Name:
Missy
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Re: Another homeowner poll
i get bonuses every 6 months - so i usually put those right into savings.
i also get 10% of my salary put into 401k with a 10% company match program
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| Posted 7/21/06 8:24 AM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Another homeowner poll
Posted by SweetestOfPeas
Posted by Meaghan729
we havent bought yet, but i have my excel spreadsheet (what would I do without excel??) and after all our bills, and 401k savings, we will have $500 left (and on my sheet I round up to build in some emergency $$).
to me thats not alot to save each month, to others it might be.
I am with you on that. IMO, $500 a month to save is not a lot. because we rent, we're able to save my salary.
hmm, maybe we should just keep renting
yea, right now I save a whole paycheck + some. Its nice living at home!
but we will only consider a fixed rate mortgage, and he gets a raise in september, and IM due in march, so we would be able to increase it if we bought a house before. and thats for the highest mortgage amount we feel comfortable with.
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| Posted 7/21/06 8:44 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Another homeowner poll
Posted by Meaghan729
Posted by SweetestOfPeas
Posted by Meaghan729
we havent bought yet, but i have my excel spreadsheet (what would I do without excel??) and after all our bills, and 401k savings, we will have $500 left (and on my sheet I round up to build in some emergency $$).
to me thats not alot to save each month, to others it might be.
I am with you on that. IMO, $500 a month to save is not a lot. because we rent, we're able to save my salary.
hmm, maybe we should just keep renting
yea, right now I save a whole paycheck + some. Its nice living at home!
but we will only consider a fixed rate mortgage, and he gets a raise in september, and IM due in march, so we would be able to increase it if we bought a house before. and thats for the highest mortgage amount we feel comfortable with.
I thought I was anal about being fiscally responsible until I met my husband.
he's very nervous about being able to have a nest egg once we buy.
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| Posted 7/21/06 8:53 AM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: Another homeowner poll
Now we are, but we weren't for the first 2 years.
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| Posted 7/21/06 8:58 AM |
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~Colleen~
my loves...
Member since 5/05 9129 total posts
Name:
guess
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Re: Another homeowner poll
We based all our finances for the house on just DH's salary so we are able to continue putting my paycheck's directly into our savings...plus some of DH's (however not as much as before). Any bonuses also go directly to savings...
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| Posted 7/21/06 8:59 AM |
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Heather617
My Babies
Member since 5/05 2566 total posts
Name:
Heather
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Re: Another homeowner poll
We saved twenty percent
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| Posted 7/21/06 9:11 AM |
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Diana1215
Living on a prayer!!!
Member since 10/05 29450 total posts
Name:
Diana
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Re: Another homeowner poll
We bought our house about 3 months before we got married so all of our big down payments were already taken care of.
When we got married we took a chunk of money and put it towards the house (we built an apartment in the basement, landscaping, granite, etc) and then we took a nice amount and locked it up so that we can't even touch it.
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| Posted 7/21/06 9:28 AM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: Another homeowner poll
Posted by Colleen9304
We based all our finances for the house on just DH's salary so we are able to continue putting my paycheck's directly into our savings...plus some of DH's (however not as much as before). Any bonuses also go directly to savings...
Basically the same thing. We've been lucky too that since we've been in the house (almost a year) we've been able to pay down a huge amount of the mortgage too with the sale of DH's condo.
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| Posted 7/21/06 9:36 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Another homeowner poll
We were saving quite a bit after about a year in the house. Then we bought another property. Now it's a struggle to save anything but now we are doing a forced savings plan through our brokerage account. We're going to "try" to put $1000 away each month. Keep your fingers crossed.
It's part of our long term savings and retirement plan. We are striving for having a certain amount liquid when we retire so we don't depend on SS.
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| Posted 7/21/06 9:48 AM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Another homeowner poll
I feel like I am poor!! I was happy when I was able to save $100/month! We also have 2 kids in day & after care that takes a chunk of our money per week.
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| Posted 7/21/06 12:35 PM |
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ILJ619
LIF Adult
Member since 6/06 1985 total posts
Name:
Irene
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Re: Another homeowner poll
The first year was rough only b/c we didn't know how to budget properly.
But now we are able to save a good amount. We treat our savings account as a bill and we pay our savings account every 2 weeks. HTH.
Message edited 7/21/2006 12:37:12 PM.
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| Posted 7/21/06 12:36 PM |
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lululu
LIF Adult
Member since 7/05 9511 total posts
Name:
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Re: Another homeowner poll
We save quite a bit per year, however, when i purchased my first home i was only able to save my bonus.
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| Posted 7/21/06 3:55 PM |
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2Pisces
Life Coach
Member since 2/06 3337 total posts
Name:
Paige
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Re: Another homeowner poll
We do...but not as much as we would like. 
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| Posted 7/21/06 6:39 PM |
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