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Diana712
RIP my beloved Brother Richard
Member since 5/07 6710 total posts
Name:
Diana
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Pet insurance Please help
Does anyone on this board have insurance for there dog?(animal). I am seriously considering it but I do not know anything about it? Any suggestions would be appreciated. Thanks very much
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Posted 4/4/08 7:58 PM  |
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Shellyfj
LIF Adolescent
Member since 8/07 744 total posts
Name:
Shelly
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Re: Pet insurance Please help
I'm interested in this also.
I've done a little research on Pet's Best and VP insurance. I'm not sure which is better or which plan to go with. I see more people have VP.
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| Posted 4/5/08 12:51 AM |
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MrsPJB2007
MBA at your service!
Member since 7/06 12020 total posts
Name:
MJ
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Re: Pet insurance Please help
i have my cat insured with Pet's Health Plan---i found them thru the ASPCA website
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| Posted 4/5/08 11:28 AM |
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chikita315
Love
Member since 8/06 7945 total posts
Name:
M-lo
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Re: Pet insurance Please help
We have insurance through VPI.
Here's their website: Pet Insurance
We pay about $24 per month for 10 months, for a year of coverage. That's for their VPI Superior Plan. It does not include their well-care plan (which would cover well visits, immunizations, preventative meds). The reason I chose not to get that, was the monthly premium came out to about the same that we would end up paying w/o the insurance. So to me it wasn't worth it.
I got the insurance for emergencies and accidents. Knock wood I'll never need it, but it's a great comfort to know if something happens, we are covered.
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| Posted 4/7/08 11:12 AM |
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Alex110879
craziness
Member since 8/06 3762 total posts
Name:
Alexandria
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Re: Pet insurance Please help
I looked into it, and to be honest it doesnt cover alot of the things that you would actually need it for... my parents had it for their dog, and even though the dog was injured in an accident (tail was run over by a car in our driveway) they refused to pay.... i think that unless you have a breed that is known to have alot of medical problems when older then it is not worth it...
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| Posted 4/8/08 8:23 AM |
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luckystars3
2015
Member since 11/07 2378 total posts
Name:
Julie
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Re: Pet insurance Please help
I have a pug and I got the VPI insurance b/c pugs could have some problems. I pay $30.00 a month and I have had it for 2 years now. They dont always reinburst you though thats the only thing thats annoying.
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| Posted 4/8/08 9:03 AM |
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Diana712
RIP my beloved Brother Richard
Member since 5/07 6710 total posts
Name:
Diana
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Re: Pet insurance Please help
thanks to all who responded to this.
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| Posted 4/8/08 10:16 AM |
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HoneyBadger
YourWorstNightmare.
Member since 10/06 15979 total posts
Name:
BahBahBlackJeep
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Re: Pet insurance Please help
We don't have insurance for Arnold so I can't comment b/c I don't really know much about it; but I do know my vet has a brouchre about pet insurance so I would suggest going to your local vet and seeing if they have any brochures.
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| Posted 4/8/08 11:30 AM |
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mom2mgn
Love my family
Member since 2/08 2267 total posts
Name:
Christine
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Re: Pet insurance Please help
I did a lot of research on this b/c I have 2 dogs and 2 cats and something is bound to happen. I decided not to get it b/c it really doesn't cover a lot, you still have to pay a co-payment which is usually a lot and there is a lot of fine print. The best thing, IMO, is to take the money you would be spending monthly for the premium and put that into your own savings account.
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| Posted 4/8/08 3:43 PM |
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Diana712
RIP my beloved Brother Richard
Member since 5/07 6710 total posts
Name:
Diana
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Re: Pet insurance Please help
Posted by myson220
I did a lot of research on this b/c I have 2 dogs and 2 cats and something is bound to happen. I decided not to get it b/c it really doesn't cover a lot, you still have to pay a co-payment which is usually a lot and there is a lot of fine print. The best thing, IMO, is to take the money you would be spending monthly for the premium and put that into your own savings account.
I think this is my best bet. I hope I save the $$$$$ I am so bad 
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| Posted 4/8/08 4:00 PM |
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Shanti
True love
Member since 6/05 12653 total posts
Name:
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Re: Pet insurance Please help
Posted by myson220
I did a lot of research on this b/c I have 2 dogs and 2 cats and something is bound to happen. I decided not to get it b/c it really doesn't cover a lot, you still have to pay a co-payment which is usually a lot and there is a lot of fine print. The best thing, IMO, is to take the money you would be spending monthly for the premium and put that into your own savings account.
We had insurance for awhile and found it not worthwhile. Like you said, it is better to put a little away each month is a saving acct then insurance - at least this is what we found.
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| Posted 4/12/08 10:12 PM |
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Shellyfj
LIF Adolescent
Member since 8/07 744 total posts
Name:
Shelly
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Re: Pet insurance Please help
Posted by Shanti
Posted by myson220
I did a lot of research on this b/c I have 2 dogs and 2 cats and something is bound to happen. I decided not to get it b/c it really doesn't cover a lot, you still have to pay a co-payment which is usually a lot and there is a lot of fine print. The best thing, IMO, is to take the money you would be spending monthly for the premium and put that into your own savings account.
We had insurance for awhile and found it not worthwhile. Like you said, it is better to put a little away each month is a saving acct then insurance - at least this is what we found.
that's a good idea
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| Posted 4/13/08 7:58 AM |
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Diana712
RIP my beloved Brother Richard
Member since 5/07 6710 total posts
Name:
Diana
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Re: Pet insurance Please help
Posted by Shellyfj
Posted by Shanti
Posted by myson220
I did a lot of research on this b/c I have 2 dogs and 2 cats and something is bound to happen. I decided not to get it b/c it really doesn't cover a lot, you still have to pay a co-payment which is usually a lot and there is a lot of fine print. The best thing, IMO, is to take the money you would be spending monthly for the premium and put that into your own savings account.
We had insurance for awhile and found it not worthwhile. Like you said, it is better to put a little away each month is a saving acct then insurance - at least this is what we found.
that's a good idea
so i decided pet insurance might be a waste of money. I am going to pass on it. I really hope I do not regret it
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| Posted 4/13/08 12:19 PM |
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