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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Health Insurance?
would you take a job that didn't offer health insurance, even if the $$ was really good?
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Posted 3/8/08 2:33 PM  |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: Health Insurance?
Posted by RandJ0806
would you take a job that didn't offer health insurance, even if the $$ was really good?
If your DH could cover you...why not?
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| Posted 3/8/08 2:35 PM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: Health Insurance?
Posted by melijane
Posted by RandJ0806
would you take a job that didn't offer health insurance, even if the $$ was really good?
If your DH could cover you...why not?
i'm paranoid...always playing what if games....in this case 'what if DH ends up in a position that doesn't have insurance.'
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| Posted 3/8/08 2:39 PM |
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Re: Health Insurance?
Probably not, because DH is self-employed and doesn't have insurance.
However, it still is about $900.00 a month pre-taxed for insurance for the two of us anyways ;).
Right now, we are paying COBRA since I recently left my job, and that's a good $1300.00 a month. This is a sore-spot for me, especially because I WORK in healthcare  .
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| Posted 3/8/08 2:39 PM |
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MrsKelly
just hangin' around...
Member since 11/06 6305 total posts
Name:
Krista
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Re: Health Insurance?
most definitely... dh will always have health insurance through his job.
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| Posted 3/8/08 2:44 PM |
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donegal419
St. Gerard, pray for us.
Member since 7/07 7650 total posts
Name:
K
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Re: Health Insurance?
ONLY if I could go under or was already covered under my DH's plan.
If I was not married with coverage from my DH, i would not take the job.
No matter how good the money is, any unexpected illness or accident could cost you thousands if you're not covered. you just never know....
Message edited 3/8/2008 3:31:42 PM.
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| Posted 3/8/08 3:29 PM |
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GoldenRod
10 years on LIF!
Member since 11/06 26792 total posts
Name:
Shawn
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Re: Health Insurance?
When DW was working, she had the opportunity to take their insurance, but went under mine, since it was cheaper to have her as "spouse" under mine, then take her own. Plus, mine was better anyway.
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| Posted 3/8/08 3:32 PM |
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Jackie24
~We Did it~
Member since 7/06 6718 total posts
Name:
Jackie
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Re: Health Insurance?
Posted by MrsKelly
most definitely... dh will always have health insurance through his job.
ditto
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| Posted 3/8/08 3:33 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: Health Insurance?
Posted by RandJ0806
Posted by melijane
Posted by RandJ0806
would you take a job that didn't offer health insurance, even if the $$ was really good?
If your DH could cover you...why not?
i'm paranoid...always playing what if games....in this case 'what if DH ends up in a position that doesn't have insurance.'
Well, he'll have to make that choice not to! If one person carries the benefits that is their responsibility unless it is discussed before and you come to an agreement. IMO anyway
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| Posted 3/8/08 3:50 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Health Insurance?
absolutely!! I would just go on DH's coverage.
but if that was not an option, I would still take the job if the $$ was really good. you can always buy your own policy.
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| Posted 3/8/08 3:52 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Health Insurance?
only if I could go on DH's policy. if not, I would have to really think about it..individual health insurance policies are typically not as good as group coverages. Lower limits..etc..
It would make me nervous to not have the option of either insurance. Also, DH and I have each other on our dental plans for coordination of coverage because dental insurance limits are so crappy to begin with.
You can never have enough coverage!!
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| Posted 3/8/08 4:24 PM |
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TreAnt427
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Member since 8/06 8652 total posts
Name:
Tracy
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Re: Health Insurance?
I voted mabye, it would depend on a few things.
I get really good coverage from my job, so I would have to look into what DH's company would cover and see if it would be worth it.
I would also depend HOW much more money I would be making.
Message edited 3/8/2008 5:25:26 PM.
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| Posted 3/8/08 5:24 PM |
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LittleBlueBug
Happy Mommy
Member since 9/06 4074 total posts
Name:
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Re: Health Insurance?
My DH has pretty stinky HI (a lot of out of pocket expenses), so I said "no". If he had better insurance, I would definitely take the job and go on his insurance.
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| Posted 3/8/08 5:28 PM |
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sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: Health Insurance?
Only if I could get coverage through DH.
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| Posted 3/8/08 5:28 PM |
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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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Re: Health Insurance?
Posted by GoldenRod
When DW was working, she had the opportunity to take their insurance, but went under mine, since it was cheaper to have her as "spouse" under mine, then take her own. Plus, mine was better anyway.
My DH has health insurance through work, but uses my policy. It's actually cheaper to both be on one policy (plus my policy is better than the one his company offers). HOWEVER, if I ever lost my job, we could both be covered by his health insurance.
If your DH has a stable job, then I'd probably consider a job with good money, but no health benefits. If you were a SAHM, you'd have the same risks, for example.
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| Posted 3/8/08 5:32 PM |
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headoverheels
s'il vous plaît
Member since 6/07 42079 total posts
Name:
LB
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Re: Health Insurance?
Posted by MrsKelly
most definitely... dh will always have health insurance through his job.
same here... and it's a gov't job so he's also pretty much guaranteed to always have that job.
ETA: right now we both have our insurance through my job b/c it's free, but if we had to we could switch to his job, it's not very expensive.
Message edited 3/8/2008 5:51:59 PM.
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| Posted 3/8/08 5:51 PM |
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Re: Health Insurance?
If the money is really good and makes up for it then I would take the job and buy health insurance. I would want to know why the employer does not offer it, though. That could tell me something about the company. I am self employed and paid for my health insurance from 2001 until I was married in 2005. You have to be prepared for a big increase each year. I could never rely on a previous year's rate to remain in effect.
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| Posted 3/8/08 6:47 PM |
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