Anyone ever heard of this ?Is this a scam???

I got a call from some company that said they could lower all my Visa/Mastercard interest rates at one time. I asked the typical question, so you will ask for personal information on each card(I only have 3) and you can lower the interest rates just like that!

I can't remember the company as she woke me up as I am home sick. She said this is somethng that went into effect 6 months ago and I never responded to the letter they mailed.

Hummmmm. Just wondering if anyone else has gotten a letter or call like this.

I protect my personal information like it is in lockdown. Just bizzare if you ask me.

Thanks lady for waking me up and making me use my brain.....

I would never agree to this and I'm not
in a financial crisis.

Message edited 3/5/2008 3:51:21 PM.

Re: Anyone ever heard of this ?Is this a scam???

I never heard of something like this.

But I wouldn't be comfortable speaking with anyone calling me to help with my bills. If I'm looking to consolidate or lower interest rates, than I'm going to do the calling.

Re: Anyone ever heard of this ?Is this a scam???

I've never heard of this - seems a little shady to me.

Re: Anyone ever heard of this ?Is this a scam???

Re: Anyone ever heard of this ?Is this a scam???

sounds like total scam.

catch ya off guard--and many times they might say "can i verify your social?" or something like that---i would have hung up on her.

Re: Anyone ever heard of this ?Is this a scam???

sounds like a scam of some sort.