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Uhh....What does this mean?

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CowgirlChick97
Nike. Just do it.

Member since 5/05

3303 total posts

Name:
Brianna

Uhh....What does this mean?

Over a month ago...me and FH got a car. Got it in his moms name b/c insurance is 5k a year if we put it in ours..so she had to take out the loan for us....

We never got a bill until today-he jsut called me, and the bill says "sorry your loan was denied".

W T F????????????????

Message edited 11/14/2005 9:46:20 PM.

Posted 11/14/05 9:45 PM
 
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Diane
Hope is Contagious....catch it

Member since 5/05

30683 total posts

Name:
D

Re: Uhh....What does this mean?

what does what mean??

Posted 11/14/05 9:46 PM
 

DebG
Pick a cause & stand up for it

Member since 5/05

18602 total posts

Name:
The cure IS worse!

Re: Uhh....What does this mean?

Chat Icon
It must mean nothing cause there is nothing there.
Chat Icon

Posted 11/14/05 9:46 PM
 

CowgirlChick97
Nike. Just do it.

Member since 5/05

3303 total posts

Name:
Brianna

Re: Uhh....What does this mean?

sorry i hit enter w/o typing in my question Chat Icon Chat Icon

Posted 11/14/05 9:46 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Uhh....What does this mean?

hey blondie


whatcha talkin about? Did you brain hit the clouds?

Posted 11/14/05 9:46 PM
 

CowgirlChick97
Nike. Just do it.

Member since 5/05

3303 total posts

Name:
Brianna

Re: Uhh....What does this mean?

Posted by Redhead

hey blondie


whatcha talkin about? Did you brain hit the clouds?



LOL
WELCOME BACKKKKKKKKKK Chat Icon Chat Icon

Posted 11/14/05 9:47 PM
 

CowgirlChick97
Nike. Just do it.

Member since 5/05

3303 total posts

Name:
Brianna

Re: Uhh....What does this mean?

NO one?? LOL

Posted 11/14/05 9:52 PM
 

Redhead
You Live, You Learn

Member since 5/05

31871 total posts

Name:
Jennifer

Re: Uhh....What does this mean?

i am not sure
do you have the car?

Posted 11/14/05 9:55 PM
 

CowgirlChick97
Nike. Just do it.

Member since 5/05

3303 total posts

Name:
Brianna

Re: Uhh....What does this mean?

Posted by Redhead

i am not sure
do you have the car?

yes!
we took it home that nite...

Posted 11/14/05 9:58 PM
 

Shorty
.

Member since 5/05

30390 total posts

Name:
really

Re: Uhh....What does this mean?

um, that is REALLY WEIRD.

Posted 11/14/05 10:11 PM
 

june262004
But I love the Snow!

Member since 5/05

15379 total posts

Name:
Kristin

Re: Uhh....What does this mean?

did you try to get it in your name?

Posted 11/14/05 10:13 PM
 

CowgirlChick97
Nike. Just do it.

Member since 5/05

3303 total posts

Name:
Brianna

Re: Uhh....What does this mean?

Posted by june262004

did you try to get it in your name?


Nope, in his mothers. Cuz in order to insure the car under HER name u have to take out the loan in HER name.

Posted 11/14/05 10:24 PM
 

Jenn1621
<3

Member since 5/05

1728 total posts

Name:

Re: Uhh....What does this mean?

if you signed all the papers already and already own the cars its yours. I dont think they can take it back. Its an error on there side so what will happen is you will just be approved at the payment you agreed on. This happened to a firend of mine. For two months she never got a bill, they bought two cars at once and when the 2nd car went through the bank thought it was for the first car and that they just changed vin# when really they were buying 2 cars. She wasnt approved to have two cars after they figured it out but it was too latw at that point. So basically They cant take the car back from you if you already signed contracts. Worse case scenario if they say you have to bring the car back contact your attorney.

Posted 11/14/05 10:33 PM
 

Christine
2nd verse same as the 1st

Member since 5/05

15287 total posts

Name:

Re: Uhh....What does this mean?

I would call the bank or whoever issued the letter to confirm that identity theft did not take place. When/if you call don't give them any personal info -- it could be a trick to get your ss# but if it were me, I would have to double check.

Message edited 11/15/2005 3:48:08 AM.

Posted 11/15/05 3:42 AM
 

amarto
LIF Adult

Member since 7/05

908 total posts

Name:
Allison

Re: Uhh....What does this mean?

The same thing happened to me. After I had the car in my possession, the dealer called to tell me that the loan wasn't approved. They were able to get another loan from a different bank but it was a little nerve-racking for a few days. My DH used to be a repo man and while they technically can take the car back (even though you have signed papers) it is the absolutely last thing they want to do (it costs them hundreds to do this).

Did you get it through a dealer? Definitely call them or the bank and stay on top of them until it gets resolved. If things start to look shady, call a lawyer.

Posted 11/15/05 7:11 AM
 
 

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